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Thursday, November 20, 2014

Precious Metals Conundrum

Interesting goings-on with gold, silver and platinum right now.

We saw spot prices drop big-time a couple of weeks ago after Japan said they were going to "kick it up a notch" with their flavor of Quantitative Easing.  It just so happened - entirely by coincidence, I'm sure - their announcement coincided with the Fed's notice that they were going to stop QE.

The result was an artificially stronger dollar (when compared to other world currencies), which resulted in lower precious metals prices.

Then the rush happened.

In my PM store, we essentially have no silver.  Both the US Mint and the Royal Canadian Mint have announced they're out of silver, and won't be producing any coinage for the rest of the year.  The major private mints are in the same predicament.  The only stuff available is that which is already in the pipeline.  And it ain't much.

My primary wholesale dealer has posted delivery dates of private mint silver going out into January 2015! 
 
If someone comes in to sell some, it's gone inside a matter of hours, usually sooner.  I've literally had customers queued up waiting to buy what the guy in front of them doesn't buy.

Gold sales are similar, but not quite as frantic.  Yet.

Since these spot price drops are a result of paper markets and not physical markets, the premiums on silver, in particular, have soared.  For the first time in the past 5 years (maybe ever), the premium per ounce on good old "junk silver" (Pre-1965 90% silver US coins) is higher than the premium on silver rounds.

Supply and demand, baby!  Unreal.

So, is now the time to buy?  That's really a tough one to answer.

The EU has announced that they are going to take another swing at the whole QE shell game.  If they do this, we'll see a drop in spot prices again, just like we saw with the Japanese QE.  The rub is, there still isn't any silver to buy!  The product that is available will have a migraine-inducing premium.

On top of all of this, a number of silver and gold mining companies have made rumblings of shutting down some of their mines.  At these spot prices, they lose money on every ounce produced.  Not a sound business plan.  So they'll wait out this paper vs physical war by idling production.

For me personally, I'm still buying gold and silver (when I can get it) - just like I do every month.  My gut says that we will see further lowering of spot prices because of the QE nonsense - how low, I don't know - but the lower spot prices will be temporary in nature. 

How temporary?  Again, I don't know.  I continue to believe that the spot price manipulation will eventually collapse under its own weight, and market economics will return to play.

When you have 92+ paper contracts for every 1 ounce of physical silver, you need less than 1% of the contract holders to demand physical delivery - as is their right - and the whole thing blows up.

Maybe that happens tomorrow, maybe next quarter, maybe in 5 years.  The folks in the Market Manipulation Syndicate (TM) have a vested interest in keeping commodity prices low.  And they have a whole lot of power and money behind them.

But economics always prevail.  Eventually.

If you're going to jump into the PM pool:

  • Don't go into debt to obtain PMs.  Bad economic choices lead to bad economic outcomes.

  • Understand that your PMs may lose "value" in the short run.  If you can't mentally bury the PMs in your backyard, don't buy them.  PMs are not a "get rich quick" investment.  They're a long-haul deal.

  • Have your bills paid, your cash emergency reserves funded, and some cushion for other unexpected events.

  • Get educated.  Understand what you're buying, and how to eventually sell it.

  • Go slowly, set a budget, and stick to it.  PLEASE don't go, "all in" with your first purchase.  That's a bad investment strategy, whether it be stocks, bonds or PMs.


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Copyright 2014 Bison Risk Management Associates. All rights reserved. Please note that in addition to owning Bison Risk Management, Chief Instructor is also a partner in a precious metals business. You are encouraged to repost this information so long as it is credited to Bison Risk Management Associates. www.BisonRMA.com

Saturday, November 8, 2014

I'm A 66 Percenter!

Still, as president, I have a unique responsibility to try and make this town work. So, to everyone who voted, I want you to know that I hear you. To the two-thirds of voters who chose not to participate in the process yesterday, I hear you, too.--President Obama 11/5/2014

I used to be a believer in our electoral system.  I fell for all of that pseudo-patriotic pablum.

One person, one vote.
People died for your right to vote.
It's your duty as an American.

I fell for their trap.  It's friggin' brilliant.

It's the belief that the people who are elected to office will fulfill their sworn pledge to uphold the Constitution.  More importantly, if they don't uphold their pledge, they can be removed, and someone of integrity and honor can replace them.

It sounds great on paper, but is an abysmal failure in practice.

I've been on this planet for over half a century now.  I've seen Democrats and Republicans in every federal office in this land.  They all say the same thing:  Vote for me, and I'll change the way things are run.

In they're voted, and nothing changes.  Not some of the time, all of the time.  The only difference between the Ds and the Rs is which special-interest group gets our largess.

Our vote does one thing, and one thing only:  It give legitimacy to the elected.  The people have spoken!

Stalin, Saddam Hussein, and that whack-job in North Korea all got 98+% of the "vote".  It's absurd on its face.

Here in America, the winner is usually in the mid- to upper-fifty percent range of the "popular vote". These are the people that actually got up and voted.

But, as Barry so accurately noted, last time around, two-thirds of those eligible to vote chose not to do so.

That whole popular vote badge of honor is beginning to carry the same gravitas as a "lower unemployment rate".  The calculation is irrelevant when the entire eligible population is not included.

The people have indeed spoken.  By greater and greater numbers they're not participating in the ruse.  By not voting, they're lessening the legitimacy of the elected.
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Certainly, a large percentage of mid-term election non-voters is simply apathy.  They can't be bothered.

But in the last presidential election in 2012 - a hotly contested and emotional event - the trend was still down, and particularly disturbing to the politicians -
In swing or battleground states, [...] the average turnout in this year’s [2012] election was 62.7 percent of eligible voters. Across the rest of the nation, average turnout was 54.8 percent.
In most of America, about half of registered voters didn't vote.  Nearly 100 million eligible Americans decided not to play the game.
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"But Chief, we're a Constitutional Republic.  If you don't vote, the Constitution can't be preserved."

Really?  A Constitutional Republic means that the country is republican (small R) in nature - the citizens vote in other people to represent them - and is guided and restrained by a legal document called a Constitution.

The elected can only act within the confines detailed in the legal document.  If the elected wish to change the scope of their powers and duties, the People must agree to these changes via the amendment process that is contained in the Constitution.

We've done it lots of times, and the process works.

If you think that's where we are - that our country is still a Constitutional Republic - here's what I want you to do:  I want you to take an hour, go on the Internet and find the names of every federal department, agency and service you can find.

There are a lot of them, so you won't find them all in an hour.  Stop at that point, though, or you'll go nuts.

Then take out a copy of the Constitution, and jot down the article or amendment that allows the existence of that department, agency or service.

Keep in mind that unless something is specifically granted in the Constitution, the federal government cannot do it.

The founders made this crystal clear with Amendment 10:
The powers not delegated to the United States by the Constitution, nor prohibited by it to the states, are reserved to the states respectively, or to the people.
So, let's take the Department of Education for example.  Is the federal government constitutionally empowered to have anything to do with education?  No.  Does anything in the Constitution prohibit a state from establishing a Department of Education?  No.

Only a state - if it so chooses - could have a DOE.  That means that the federal DOE is unconstitutional.

It's a $141,000,000,000 a year (that's 141 billion dollars) sucking hole.  An unconstitutional sucking hole.

And that's just one department.

It was established under Jimmy Carter - a Democrat - in 1979.

The tally -

Carter - Democrat
Reagan - Republican
Reagan - Republican
Bush - Republican
Clinton - Democrat
Clinton - Democrat
Bush - Republican
Bush - Republican
Obama - Democrat
Obama - Democrat

Hmm.  Looks pretty evenly split.  Both sides had the ability and opportunity to show their constitutional stripes and abolish this department.

It is perhaps the easiest, most grotesque, most obviously unconstitutional federal department we've got.  It's a "sitting duck" for elimination.

Yet there it sits.  For the last 35 years.

So, those of you who say we must vote to protect the Constitution and the country are delusional.  You too have fallen for the trap.

It's done.  Put a bow on it.  Say a prayer for its passing, 'cause it's gone.
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It's time to deal with what we've got, not what we had.

History has shown us that as tyranny - uncontrolled and unaccountable government - grows, things like food, money, personal freedom and the ability to protect ourselves are used against us to control the population.

Dissidents are imprisoned.  Food is controlled by the State, as is the medium of financial exchange.  No one but government forces are allowed arms - and those are not used for self-defense, but for control of the population.

These tyrannical governments always end in one of two ways:  They simply crumble under their own weight (i.e., Roman Empire, USSR) or there is revolution (i.e., France, USA).  Usually a combination of both.

Take a couple of minutes and read this short summation on the fall of the Roman Empire.  Tell me you can't see the identical things happening here in America.

We're repeating history.  And not in a good way.

It always comes back to the basics:  Ensure food security, financial security, self-defense security.  Get these taken care of while the getting is good.

Store food, know how to grow/raise food, know how to forage, trap and hunt food.

Have cash, precious metals, barter goods and skills.

Have pistols, rifles, ammo, cleaning kits, pepper spray, stun guns.

Have all of these things, and have them in multiple locations.

Have back ups for your back ups.  Regardless of the situation - job loss, civil unrest, martial law, TEOTWAWKI - you need to assume you'll lose some of what you've got.  Plan for this.  This is what we "whacko preppers" do.
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BTW, I do vote for my state and local officials and referendums.  Although, here in the Land of Fruits and Nuts - California - the state elections are moving along the lines of the federal elections.

For example, if you were an elected official - a state senator, no less - and were found guilty of 8 FELONIES, including perjury and fraud, how long would you expect to be in jail?

I'm guessing no one said, "90 minutes".

Yeah, 11 minutes per felony.  Must be nice.

Vote your conscience, not for "the lesser of two evils".  You'd still be voting for evil.



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Copyright 2014 Bison Risk Management Associates. All rights reserved. Please note that in addition to owning Bison Risk Management, Chief Instructor is also a partner in a precious metals business. You are encouraged to repost this information so long as it is credited to Bison Risk Management Associates. www.BisonRMA.com

Monday, October 27, 2014

Protecting Against Asset Seizures

Simultaneously posted on BoomerPreps.com

There's an uproar in the media about asset seizures and the seemingly, "We don't care," attitude by various government agencies.

I started in banking back in 1977 while attending college.  I eventually moved up the ladder and was put in charge of a department that received all of the subpoena requests from the various local, state and federal police agencies.

They may have suspected one of our customers of some fraudulent or illegal act, and wanted to prove their case by poring over the bank records of the accused.

Back then, there was a law called The Bank Secrecy Act.  The act was in place to protect the rights of the accused from potential government abuses.  It supported the whole idea of, "Innocent until proven guilty."

When my department got the subpoena, by law, we had to contact the customer, and they had 10 business days to hire an attorney to fight the records seizure and protect their privacy.

A judge would then review the evidence provided by the police, compare it with the evidence provided by our customer, and the judge would then determine whether there was probable cause to allow us to release the records.

In short, I was required by law to help protect the privacy of my customer who had entrusted their money with my bank.

Fast forward to today.  There is still a Bank Secrecy Act, but its intent now is to protect the secrecy of the authorities that want access to your account records.

It is now a federal crime for the bank to so much as inform you that they have reported activity on your account, provided records from your account, or opened your safe deposit box for a police look-see.

From Wikipedia:
There are heavy penalties for individuals and institutions that fail to file CTRs, MILs, or SARs. There are also penalties for a bank which discloses to its client that it has filed a SAR about the client. Penalties include heavy fines and prison sentences. 
[....] 
A financial institution is not allowed to inform a business or consumer that a SAR is being filed, and all the reports mandated by the BSA are exempt from disclosure under the Freedom of Information Act.
Under the guise of terrorism, racketeering, drug dealing and other infamous crimes, you have no financial privacy.  We're all considered as guilty until proven innocent.

Now, you may be a law-abiding citizen - just like the vast, VAST majority of American citizens.  You think it's OK these privacy invasions occur, as you'll never get caught up in the government dragnet.

"If you've done nothing wrong, you should have nothing to hide."

Think again.
Take the case of a Long Island based candy and cigarette distribution company that had just under $500,000 taken from their bank accounts and had, on their accountant’s advice, made daily deposits of less than $10,000. 
Despite the fact that there have been absolutely no criminal charges—or, for that matter, any indication that the company was involved in anything other than selling candy and cigarettes to retailers, the IRS has refused to give back the money. No criminal charges filed…no trial or conviction for some nefarious activity..nothing.
Not only can they gain access to your records, but asset seizures happen in a blink of the eye - with no prior warning.

Poof!  It's all gone.

You may think that this is just an exception to the rule.  The government would never do these horrible things to the wrong people on a regular basis.

Think again.
The New York Times reports that there were 114 of these seizures in 2005. However, in 2012, the last statistics available, the number had grown to 639 seizures. 
It get’s worse. Of the 639 seizures in 2012, only twenty percent of these seizures turned out to involve cases where criminal charges were ever pursued. 
Think about that— a full eighty percent of the bank accounts emptied by the IRS in 2012 involved completely innocent people and businesses.
Unwarranted asset seizures aren't the exception, they're the rule.
OK, so they incorrectly took your money.  Once you get it cleared up, you figure they'll just re-deposit the money back into your account, and reimburse you for your costs to recover your own money.

Figure again.
Instead of immediately returning the money to the innocent business, what do you imagine the IRS did? 
They offered up a partial settlement. 
In other words, having learned that they had improperly raided this business’ bank account and taken a whole bunch of money—leaving the business to borrow $300,000 to stay in business—they now want to keep a bunch of that money. 
How does that not have the odor of extortion?

How do you protect yourself?

We're not about whining here at BoomerPreps, we're about doing.  Doing what it takes to protect our assets and increase our independence.

Asset seizures can't happen if they don't know you have... or where it's located.

Keep as little money in your bank account as is possible.  Just enough to cover your monthly bills and some emergency needs.

Eventually, take everything else out.  And that includes the contents of your safe deposit box. That will get picked clean as well.  PLUS since there's no official record of what's in your box (like a monthly statement for your checking account) it's your word against theirs over the contents they seize.

Guess who wins that debate.

All of your other liquid assets should be in cash, precious metals and gems (ONLY if you know what you're doing) - basically any hard asset that can be converted back to cash in a reasonable amount of time.

TIP:  Keep your withdrawal receipts for the cash and precious metal purchase receipts.  You may have to prove ownership and source for the cash and precious metals at some time in the future.

Yes, I know it's insane, but the rules have changed.  Adapt to the change.

There is a potential downside to this strategy:  You now become fully responsible for the care and protection of those assets.  DO NOT take this responsibility lightly.

I suggest you start slowly, becoming comfortable with your process, and the idea that your bank is not a great place for your assets.

Read and re-read these articles we've done on this subject.

Building A Cache
Hidden Cache Locations
Preventative Home Security
Protecting Valuable Records (much of it applies to this subject as well)

And perhaps most critical -
Operational Security – Shhhhhhh

Read BoomerPreps.com Disclaimers

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Copyright 2014 Bison Risk Management Associates. All rights reserved. Please note that in addition to owning Bison Risk Management, Chief Instructor is also a partner in a precious metals business. You are encouraged to repost this information so long as it is credited to Bison Risk Management Associates. www.BisonRMA.com

Thursday, October 23, 2014

Star Spangled Banner, Patriot Style

Oh, You Gotta See This.  Absolutely amazing.



Not a mis-step if my ears were working correctly.

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Copyright 2014 Bison Risk Management Associates. All rights reserved. Please note that in addition to owning Bison Risk Management, Chief Instructor is also a partner in a precious metals business. You are encouraged to repost this information so long as it is credited to Bison Risk Management Associates. www.BisonRMA.com

Tuesday, October 21, 2014

The Ants and the Grasshoppers

I was doing research for an article on scams targeted at preppers and survivalists.  Many years ago, I had done a post - either here or elsewhere - where one of the companies that sells survival food had an offer along the lines of, "A year's worth of food for $300".  I think it was even less than that.

I remember thinking, "Well, that's impossible.  Even if you just ate rice and beans, you'd be hard pressed to be able to consume 2000 calories a day for less than $300 a year."

I checked out the site and in the very fine print, they said that for the stuff to last a year, you just had to add meat.  Oh, THAT'S all!?

I wrote the guy about his misrepresentation (to which he never responded), and he eventually went out of business, as his claims were just too unbelievable.

Anyways, while I was doing the research, I ran across this article at ThinkProgress.org, "The Inside Story Of The Charlatan Who Duped The Nation’s Top Conservatives".

Long story, short:  The guy has a business that has preppers and survivalists as its target market.  The article implies that what he'd doing is shady at best, and possibly illegal.

Maybe it is, maybe it isn't.  I don't care.

What caught my eye was the comments to the article.  The vast majority of them had a similar sentiment to this one -
[....] but he is effectively conning people who have chosen to be selfish and put themselves outside the protections of the nation-state in the event of an imagined catastrophe and they deserve to be taken for a ride.
Here's a screen image of the whole comment.  Check out the replies to his comment (click to enlarge) -


In their eyes, to be prepared is equated with being selfish.  To step, "outside the protection of the nation-state" is unimaginable to them.  Self-determination is a foreign concept.

I suppose that the selfishness tag is applied because they think that we preppers should instead spend our own money on more social projects of their choice.  Social projects, no doubt, that will allow these deadbeats the latitude to be the Grasshoppers of Aesop's fable, dancing their time away, and "exploring themselves" instead of working to feed, clothe and house themselves.


They believe this way despite recent and historic evidence that this cherished "nation-state" always fails miserably when tasked with helping individuals during large-scale emergency situations.  Super-Storm Sandy and Hurricane Katrina come immediately to mind.

Ebola anyone?

It really has become an, "Us versus Them" mentality in this country.  I see no inclination among the liberals to change their ways.  I know I won't be changing mine.

I can deal with that, though I don't understand it.

What I cannot - will not - deal with is feeding these grasshoppers when TSHTF.

I believe these Bolsheviks to be people of principle (though clearly not of logic or history).  I will allow them to maintain their principles for as long as it takes them to see the error of their ways.  Probably about 9 missed meals or so...

I, too, am a person of principle.  And a Christian man that believes in charity and forgiveness.  But I'm not a soft-headed idiot.

I'll feed them, but they'll work for it.  And they'll work hard.  They will not freely benefit from the time I worked to save, scrimp and penny-pinch to plan ahead.

I have my lifestyle, they have theirs.  One depends on one's self, the other on the kindness of the nation-state.

Kindness will be in short supply when the food, water and supplies can't be purchased or distributed because the store has been destroyed, or its shelves have been picked clean, or the FEMA camp hasn't yet received its rations.

You may think I sound angry, and bitter and pissed off.  You'd be right.  I have a low tolerance for slackers and sloth, and those who embrace that lifestyle.

I will voluntarily assist families that have worked to prep for emergency events, but who had their supplies lost to the emergency, or pilfered by the grasshoppers.  I feel very confident that people of this type will not only volunteer to work for these supplies, they will insist upon it.  I know I would.

I will also help - as I do now - those that are unable to help themselves.  Every society has folks that, through no choice of their own, are unable to care for themselves.

But I guarantee you my bar is much higher than the current liberal bar that defines disabled.

If/when one of these situations arise, it will be a time of decision.  Limited resources will only go so far.  Those unwilling or unaccustomed to truly working for a living will be passed over for families and individuals that literally bring something to the table.

Skills, resources, knowledge.

Don't be a grasshopper.  It won't work out so well in the end.

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Copyright 2014 Bison Risk Management Associates. All rights reserved. Please note that in addition to owning Bison Risk Management, Chief Instructor is also a partner in a precious metals business. You are encouraged to repost this information so long as it is credited to Bison Risk Management Associates. www.BisonRMA.com

Tuesday, October 7, 2014

The Soft, Mushy Skulls of Gungrabbers

I have great difficulty understanding the mindset of the gun grabbers.  And of the, "I have no opinion on the subject" folks as well.

I simply don't understand why it won't sink into their soft, mushy skulls that restricting access to guns for the general population increases the likelihood of horrible, deadly rampages.
  1. Bad guys will have their guns with them REGARDLESS of what the law says.  They're bad guys, after all, and the laws restricting access to their means of protection and aggression are entirely disregarded.
  2. Good guys, on the other hand, do follow the law.  If they're told they can't bring a self-defense gun into a church, or store, or business, they won't.  Because they're good guys, they - and everyone around them - are now at a disadvantage against the aggression of the bad guys.
Why is this so difficult to understand?  Please, someone, ANYONE, refute these statements.

After this most recent head-chopping-off episode in Oklahoma - which was stopped by a fellow employee with a gun - a number of articles have been written on the subject of self-defense in the workplace.

Many express this sentiment -
There is of course a concern from some employer sectors who reason that by allowing employees the right to bring their weapons to the workplace, Jihadist lone wolf homeland converted terrorists will easily bring their weapons in as well. 
Seriously, are you unable to think for yourself?  If your "Jihadist lone wolf homeland converted terrorist" wants to bring in his guns, right now - against all laws of the land - HE'LL DO IT because he has no regard for the law.

As we've seen again, and again, and again.

For God's sake, a law is nothing more than words on a piece of paper.  Words are not going to stop him from doing as he pleases.  Guns aimed in his direction are.

If he's hell-bent on shooting up the place, he's going to do it.  He'll be limited in his rampage only when someone stops him.  As we saw in Oklahoma, it was stopped after one death.  As we saw at Sandy Hook Elementary School, the aggressor wasn't stopped until the police arrived, and he took his own life.

After scores of deaths.

Those deaths are on the shoulders of those that would take away the means of defense for those children and adults.

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I've been seeing an interesting shift in public opinion here in California.  Folks that are usually in the, "guns are bad" or "guns scare me" crowd, are moving over to the, "I'm protecting my own butt" crowd.

Many in direct, unequivocal defiance of California law.  I love it!

I see it in my precious metals store.  I see it in my gun training classes.  I see it in my pepper spray classes.  I see it in (God bless them) little old ladies packing a revolver in their purse.

These people are finally waking up to the fact that the restrictive gun laws do nothing other than increase the chances of the good folks becoming a victim.

In my pistol classes, I tell my students that I believe you have the moral and ethical right to self-defense, regardless of the law.  I tell them very quickly after that, that if they are caught with a gun in a situation deemed unacceptable by The State, they will be punished.  There are indeed consequence for our actions.

I tell them that this is why I'm leaving California.  I will not be told when and where I may defend my life.  My once great state cannot be restored to its former stature.

The soft, mushy-skulled types have run the place into the ground.  Beyond repair.  It must fail - horribly - before change will occur.  So, until then, I'll be free and independent in a state that thinks as I do.

Enjoy the show from afar.  It should be spectacular!

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Copyright 2014 Bison Risk Management Associates. All rights reserved. Please note that in addition to owning Bison Risk Management, Chief Instructor is also a partner in a precious metals business. You are encouraged to repost this information so long as it is credited to Bison Risk Management Associates. www.BisonRMA.com

Monday, September 29, 2014

An Invitation

As some have noticed, my writing frequency here has dropped considerably.  And changed a bit.

For the past couple of months, I've been writing preparedness and homesteading posts over at BoomerPreps.com.  I even borrowed a couple from here!  A group of us have been working our tails off trying to put together a "go to" site on preparedness issues and techniques - initially targeted towards Baby Boomers - hence the name.

And while those of us who are a bit less physical, and a bit less quick, and a bit more experienced are the primary focus for the site, we've expanded our scope to encompass anyone that just wants to put forth the effort, with the goal of improving their personal independence.

We've got a great group of writers - always looking for more (hint, hint!) - hoping to give a wide variety of viewpoints and perspectives on this very important goal.

I invite you to drop on by, kick the tires, leave a comment or two and see how you like the joint.  We are always open to suggestions on content, topics and the like.  Let us know what you're looking for.

Unlike this site, the content is strictly, "how to".  If you enjoy my weekly (or so) rants on the politics of being prepared, keep coming by here.  I need to blow off some steam now and again!

A request (or 3):

1.  Join our mailing list (under the big hand on the home page - follow the finger...).  We keep you up to date on new articles and information (free and premium) added to the site.  We give you our blood oath we will never, ever give, share, sell, trade or barter your address to any other party.  Never.

2.  If you have a website or blog, please give us a link.  Thanks in advance.

3.  If you have a Facebook, Twitter or Google+ page, please like us, follow us, or join us, as the case may be.  Our Facebook and Twitter feeds will be the only place we ever delve into politics for the site!

Your continued support is much appreciated.


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Share this post! Click the Twitter, Facebook or Google+ icon below, and let your friends know!
Copyright 2014 Bison Risk Management Associates. All rights reserved. Please note that in addition to owning Bison Risk Management, Chief Instructor is also a partner in a precious metals business. You are encouraged to repost this information so long as it is credited to Bison Risk Management Associates. www.BisonRMA.com

Saturday, September 27, 2014

Fearful Of The Fear Of Death

Where are the anti-gun nuts?

Where are the "War On Women" whack-jobs?

Where are the, "Islam is a religion of peace" supporters?  You know, the ones who say violence is not part of core Islam.

As most of America now knows, a recently fired worker, Alton Nolen, (aka  Jah' keem Yisrael to his ISIS-lovin' Facebook buddies) of Moore, Oklahoma, brutally stabbed, then chopped off the head of a former co-worker.  He then proceeded to stab another woman, but was stopped by another coworker who had a concealed carry permit, and shot the "peaceful" Islamist, stopping his very real rein of terror.

Let's recap, shall we?

Those evil, awful, gun nuts once again saved - at the very minimum - 1 person's life.  This Islamic nut job was on a roll, and would have surely killed many more.  One man, one gun, countless lives saved.  Seriously, what is wrong with these gun-grabbers?

The War On Women in America is non-existent outside of the minds of liberal, professional victim-mongers.  Unless, that is, you count the Islamist's that are waging war on all women, everywhere.  How can these women's groups remain silent?  Women are raped, mutilated and murdered as normal daily activities by these radical Islamists, but you want to get your panties in a wad because of some perceived "glass ceiling"?

Religion of Peace supporters?  Crickets chirping.  Why?  Because they're so lacking in numbers - or backbone - to be effectively non-existent.

DO NOT let the administration and their RINO supporters lull you into the belief that if we, "kill them over there, we won't have to kill them here."  It's unadulterated crap.

They are assuming you are a soft-headed bot that is easily swayed by the fear they peddle.  You know that to make, "the homeland" safe, we must secure our borders.  Stop the bastards from entering, and they can do no harm.

Still, some will make it through, and others - like this US-born, Jah' keem Yisrael - will stage attacks.  An armed citizenry will stop them before their terror spreads past the initial victim.

Remember:  You cannot stop a "lone wolf" attacker.  It is impossible.  Dropping bombs in the Middle East or turning the US into Check Point Charlie will do nothing.  Well, nothing good.

I took this from Knuckledraggin' My Life Away -
Fear of death will not prevent dying - but may prevent living.
You want to live in a constant state of fear or perceived victimhood, go ahead.  I don't have time for you.  I've got too much living to do.


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A bit of a follow-up to last week's post on police abuse.

Watch this video.



If this bastard isn't fired from his job.... oh never mind.  He'll get a slap on the wrist, and nothing more.  I'm sure his union rep is putting together a compelling tale about how the stress of the job pushed him over the edge, and he now needs to go on paid disability leave for the rest of his life.

Think what would happen if an employee at Macy's treated a customer in the same manner.

"BUYING A BLOUSE IS NOT A RIGHT, IT'S A PRIVILEGE.  GIVE ME YOUR CREDIT CARD AND ID!  NOW!"

That clerk would be fired on the spot, and charges would most likely be made by the victim for assault.

Why is a clerk at a retail store held to a higher standard than a public servant?

As I stated last week, it is ongoing, constant abuses such as these that eventually result in responses such as that of Mr. Frein sniping police officers in Pennsylvania.

You can only push so far.


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Copyright 2014 Bison Risk Management Associates. All rights reserved. Please note that in addition to owning Bison Risk Management, Chief Instructor is also a partner in a precious metals business. You are encouraged to repost this information so long as it is credited to Bison Risk Management Associates. www.BisonRMA.com

Saturday, September 20, 2014

To Serve And Protect? My Ass.

I've written a number of times about how I believe incidents like the "crazy survivalist" who shot the two cops up in Pennsylvania will be a growing trend.

I think the last time I wrote about it was when the two cops in Las Vegas got gunned down while eating lunch.

The time before that might have been when Christopher Dorner - a former LA cop and former US Navy Reserve officer - blasted the hell out of a bunch of LA cops, and others.

Regardless, and sadly, I've been right.  And until the police change their actions and attitude, it will continue.

Before I get into some of the egregious acts the police have been committing, let me lay some groundwork.  I recently came upon a nearly two-centuries old set of principles for good policework.  In fact, many police agencies today, here in America, actually have these 9 principles as a part of their public mission statement or similar document.

They were written by Sir Robert Peel, the "Founder of Modern Policing" -
The Peelian Principles (bold text mine  .ed): 
Peelian Principle 1 - “The basic mission for which the police exist is to prevent crime and disorder.” 
Peelian Principle 2 - “The ability of the police to perform their duties is dependent upon public approval of police actions.
Peelian Principle 3 - “Police must secure the willing co-operation of the public in voluntary observance of the law to be able to secure and maintain the respect of the public.”
Peelian Principle 4 - “The degree of co-operation of the public that can be secured diminishes proportionately to the necessity of the use of physical force.” 
Peelian Principle 5 - “Police seek and preserve public favour not by catering to the public opinion but by constantly demonstrating absolute impartial service to the law.” 
Peelian Principle 6 - “Police use physical force to the extent necessary to secure observance of the law or to restore order only when the exercise of persuasion, advice and warning is found to be insufficient.” 
Peelian Principle 7 - “Police, at all times, should maintain a relationship with the public that gives reality to the historic tradition that the police are the public and the public are the police; the police being only members of the public who are paid to give full-time attention to duties which are incumbent on every citizen in the interests of community welfare and existence.” 
Peelian Principle 8 - “Police should always direct their action strictly towards their functions and never appear to usurp the powers of the judiciary.
Peelian Principle 9 - “The test of police efficiency is the absence of crime and disorder, not the visible evidence of police action in dealing with it.
Breathtaking.  Simple.  Succinct.  And the general tradition of policing in America prior to 25 or so years ago.

Prior to that, when the police crossed the line, they were punished.  Were there exceptions?  Of course.  But they were just that - exceptions.

Now, it seems police misconduct, and more importantly, a sea-change in the attitude of police towards the rest of society, has this situation worsening.  The very heart of the Peelian Principles of police conduct have been swept out the door.

Now, people are pushing back.

I think the biggest driver of this change in police attitudes began with the introduction of SWAT teams.  When SWAT teams were originally proposed to the public, we were sold on the idea that they had a very clearly defined set of rules as to when they would be used:
  • Hostage and barricade situations
  • Terrorist acts
  • Active shooters
That was it.  Situations where a private citizen or sworn officer would be unable to control the situation using normal means, such as persuasion, non-lethal devices or even sidearms.

The shit had hit the fan, big time.

Now, SWAT teams are deployed to enforce business license compliance.  I  kid you not -
Law enforcement officers who conducted a warrantless SWAT-style raid on an Orlando barber shop, ostensibly to help inspectors conduct a routine occupational licensing exam [...]
If you click the link above, you'll see that a court has ruled that this use of SWAT was unconstitutional, and the agency involved will not be allowed to claim Qualified Immunity for their actions.

This is a very good thing.  Hang the bastards out to dry.

And equally irrelevant.  How could anyone involved - from the commander in charge, to the cop first through the door - think this was Constitutional?

That's the problem.  No one was thinking.  They were just blindly following orders.

THAT is scary as all hell.  The last thing we need are police agencies full of mindless order-takers.

What I believe has happened is when these police agencies built their SWAT teams, the "elite members" got restless.  They train, and train, and train, and want to put that training to use in the real world.



I know that when I buy a new gun or gear, I want to go out and use it.  I go to the range, and in the past, I would compete in IDPA events to test my skills.

But that was it.  I never felt the need to gear-up and do a take-down of the UPS guy when he delivered a package to my home.

The SWAT guys convinced their bosses that a little bit of, "mission creep" was a good way to get some real-life experience without alarming the public.

It probably started with deploying SWAT to raid some really bad and dangerous drug lord.  Kick the fuckin' door in, and show the drug-dealin', baby-killin' bastard who's boss!

The public liked it - no one likes drug lords - so the creep continued.  Drug warehouses.  Child molesters.  Even street-level drug dealers.

None of which, it should be noted, are qualified under the original charter for SWAT.

Here's another example.  How would you have reacted if some ninja dude entered your home at oh-dark-thirty?  Ask any cop how THEY would have reacted.
Attempting to serve a search warrant by entering a house through a window got Killeen, Texas, Police Detective Charles Dinwiddie shot in the face and killed last May.  It was yet another SWAT raid organized for a purpose other than the reason they were invented. The police had a search warrant looking for narcotics at the home of Marvin Louis Guy, 49. They decided to serve this warrant at 5:30 in the morning and without knocking on his door. He opened fire on them, killing Dinwiddie and injuring three others.
Here's an idea:  Why don't you wait down the street with a couple of officers in unmarked car.  When Mr. Guy exits the home, pull him over, THEN search his house.  If he starts shooting, or rushes back in and locks himself in the house, THEN call out SWAT.

Not as fun, right?

Oh, by the way, the police found NO DRUGS.  Still, Texas prosecutors want to execute him.  FOR DEFENDING HIS HOME AGAINST UNKNOWN INVADERS!

No hostages or barricade.
No terrorist activities.
No active shooter.
No-knock warrant.
No drugs.

Yeah, let's fry that guy in the electric chair.
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As noted earlier, the litmus test for what qualifies for calling out the door-kickers has now dropped to expired business licenses.  They need a tank, armored personnel carriers and FULLY automatic weapons.  What gives?

During this evolution in how police interact with us, a new buzz phrase emerged:  Officer Safety.

You can justify damned near anything if you say you're doing it to maintain Officer Safety.

The public disagrees.  We care about OUR safety.  We're paying you to put yourself at risk.  If you don't like that deal, then quit.

We're getting pissed off, and some of us are shooting back.

Perhaps even worse for the agencies, the public revulsion with police actions has moved to mockery.  When your actions result in widespread mockery, you need to re-examine how you do business.


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But it isn't just the violence.  It is the widespread, utter disregard for the law.  Top of the list is this whole, "asset forfeiture" abomination.

A Sir Peel reminder -
Peelian Principle 8 - “Police should always direct their action strictly towards their functions and never appear to usurp the powers of the judiciary.
The condensed story is, travel with cash, get pulled over, you will likely lose the cash.

Rare?  Odd occurrence?  Once in a blue moon?

Naw.  It's so prevalent, and everyone knows it's happening all over America, that journalists in foreign countries are warning their citizens about entering the US with lots of cash -

American shakedown: Police won't charge you, but they'll grab your money
U.S. police are operating a co-ordinated scheme to seize as much of the public’s cash as they can 
There’s a shakedown going on in the U.S., and the perps are in uniform. 
Across America, law enforcement officers — from federal agents to state troopers right down to sheriffs in one-street backwaters — are operating a vast, co-ordinated scheme to grab as much of the public’s cash as they can; “hand over fist,” to use the words of one police trainer. 
It usually starts on the road somewhere. An officer pulls you over for some minor infraction — changing lanes without proper signalling, following the car ahead too closely, straddling lanes. The offence is irrelevant.
Then the police officer wants to chat, asking questions about where you’re going, or where you came from, and why. He’ll peer into your car, then perhaps ask permission to search it, citing the need for vigilance against terrorist weaponry or drugs.
What he’s really looking for, though, is money.
Because of the War On Drugs, (uh, or was it the War On Terror?), any agency can seize your cash, as "ill-gotten profits" or similar such nonsense.  No proof is needed.  They just snatch it up.

You can file a claim, go to court - after hiring a lawyer and spending countless hours proving it's your money - and you might actually win.

Or, you can just sign this little waiver, we'll take your cash, and be done with this whole messy affair.

Net-net, it will usually make more sense to just sign the waiver.  You'll get to keep more cash in your pocket.
The Washington Post this week reported that in the past 13 years, there have been 61,998 cash seizures on roadways and elsewhere without use of search warrants.
The total haul: $2.5 billion, divided pretty much equally between the U.S. government and state and local authorities (hence the Kafkaesque “equitable sharing” euphemism).
Half of the seizures, according to the Post, were below $8,800. Only a sixth of those who had money taken from them pursued its return.
Hell, I'd like to participate in a system where I had a 5-in-6 chance of winning, and zero chance of any loss, or being held accountable for my illegal actions.

So the agencies keep on taking.
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And the trust further erodes.

And the anger builds.

And the violent acts of reprisal happen with increased frequency.

As opposed to changing their ways, the police instead, "Kick it up a notch".  More guns, more tanks, more disdain for the public.

Hell, they're just protecting their turf and their paychecks.

Back to the guy in Pennsylvania -
Bivens said residents should remain “alert and vigilant,” report suspicious activity, lock doors and keep house exteriors well lit. But he said he is “convinced Frein is engaged in a personal battle with law enforcement, particularly the Pennsylvania State Police, and will likely stay focused on that fight.”
Bivens - a Lt. Colonel with the State Police (that's a military designation, isn't it - not a traditional police rank?) - has it right.  This Frein guy has it bad for the Pennsylvania State Police.  To this point, he's making them look like rabid chimps on an ice rink.

Still, they'll likely catch him, and as the good Colonel notes -
“In the event you are listening to this broadcast on a portable radio while cowering in some cold, damp hiding place, I want you to know one thing. Eric, we are coming for you. It is only a matter of time until we bring you to justice.”
My guess is that the Colonel's definition of "justice" means Mr. Frein ends up well-ventilated by military-grade, fully-automatic weapons.

The exact type of attitude and actions that got them in this mess in the first place.



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Copyright 2014 Bison Risk Management Associates. All rights reserved. Please note that in addition to owning Bison Risk Management, Chief Instructor is also a partner in a precious metals business. You are encouraged to repost this information so long as it is credited to Bison Risk Management Associates. www.BisonRMA.com

Saturday, September 13, 2014

The Embarrassing Pity Party

I figured I'd wait a day or two until all of the fussing had subsided.  Our fruit fly attention span is now following some new shiny bobble.  Oooo, look!  A couple of violent NFL players.  Who'd a-thunk it?

9/11.  I just don't get it.

Why do we do this every year?  For thirteen years now, we haul out the memories of us getting our ass handed to us, and we feel sorry for ourselves.

Why do we feel the need to do this every, single year?  What purpose does this serve?

I understand the folks that lost friends and family members mourning their loss.  I do, and I would do the same had I lost a love one.  But that's a private affair, not something that should be paraded about.

We should remember the firefighters and police that died that day.  They were killed in the line of duty.  Genuine heroes.  It was an honorable act that should be remembered forever.

Memorialized like Pearl Harbor.  Somber and respectful.  Use the event as a call to service.

This happens to a certain extent, but the star of the show is the victims.  Or the wannabees.

I, like most folks alive at the time, remember the planes slamming into the Trade Centers and bringing them down.

It was horrible.  It was gut-wrenching.  And it was over a decade ago.  Am I a victim because I witnessed the destruction on live TV from my home in California?

Seriously, move on.

But no.  This replaying of the, "We were victims," meme does nothing more than to reinforce the idea that we're helpless souls, unable to defend ourselves, who must depend upon some faceless government to keep us safe.
Let's say the names of all 3,000 VICTIMS.  Reinforce victim, victim, VICTIM.

Clang the bell at the appropriate moments when the VICTIMS died.  Victim, victim, VICTIM.

Use the occasion to keep the public wallowing in puddles of their own pee by telling them they'll be VICTIMS if ISIS - who is even worse and more powerful than Al Qaeda - isn't stopped this very instant.  Victim, victim, VICTIM.


We have this national obsession with victims.  Everyone want to be one.  It makes you part of the club.

We see victims - real victims - being lionized by the media.  Rape victims, and the like.  This obsession with "turn the spotlight on me, me, me" spreads through our nation, and people yearn to be portrayed as a victim.

"I have a cousin, who knows a guy whose best friend died in the Trade Centers."

What the hell?  Victimhood-by-proxy?

Snippets from blogs and social media from Thursday - 

Horrible day. I was living in New York City working as a newspaper reporter and I still cannot get over the fact that 2,977 innocent Americans were murdered that morning.

I was on a Navy base in Norfolk that day. They locked down our building and no one moved around. Me and two other guys in the CCTV room grabbed our hindparts and waited for Naval Station Norfolk to be hit and we hoped that we would survive if it was.
My mother's unexpected death changed it all.  [Her mother died the day before, on 9/10.  She's a victim because she couldn't fly the next day.]

...On 9/11, my heart attack did prevent at least one, and possibly two other tragic deaths. [Supposed to be in NYC on 9/11]
I knew that day my life would change forever and it did. [This person was in her home in southern California]
 
I was this close to becoming a victim, too.  There are literally dozens, if not hundreds of sites dedicated to these victimhood wannabees.

Why this burning desire to be a victim?  I just don't get it.
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How about we stop this pity-party, and actually do something?

1.  Let's teach our nation not to be afraid.  Use the occasion to talk straight, and preach self-reliance.  Just like you can't stop crazy person from kicking in your door to kill you, you can't stop an individual terrorist from trying to kill you.  Prepare yourself and your family to defend your own life.

Use the occasion to bring us together as a tribe of self-reliant individuals who will have each others backs.

A leader would do this, a politician won't.  They'll use the occasion to grow their business - big government.  We need more cops, more SWAT teams, more TSA, more VIPR squads, more everything.

Those things won't do squat against a dedicated terrorist.  See Boston Marathon for further clarification.

2.  If we want to remember someone who died as a result of 9/11, I want to remember and read off the names of our service members who lost their lives over in Iraq and Afghanistan.

I want to stick a big, fat, pissed-off finger in the chest of the politicians that sent those (mostly) men to their deaths without giving them a measurable objective, and scream, "WHY?!"

How in God's Name could we send those men over there and not tell them, "When you accomplish X, you're done, and are coming home."

Instead, we sent them over there on the vague premise of, "Let's kill them there, so we don't have to kill them here."

How do you know when you're done?!   You don't, because you'll never be done.  There's always someone, somewhere that needs killing.

And when you strangle them with Rules Of Engagement that border on the insane, you guarantee a long, drawn-out "war".

Just what the pols and their funding sources want.

3.  Watch 'em.  All flavors of government use this kind of occasion to convince us that they need to get bigger, and eat up more of our Constitutional rights, all in the name of safety.

Don't let them get away with it, unheard.

Push back, even when it means putting yourself into harm's way.  It's easy for me to say, and I admit, it's tough to do.  But we've got no other choice if we want to live free.



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Copyright 2014 Bison Risk Management Associates. All rights reserved. Please note that in addition to owning Bison Risk Management, Chief Instructor is also a partner in a precious metals business. You are encouraged to repost this information so long as it is credited to Bison Risk Management Associates. www.BisonRMA.com