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Sunday, April 24, 2016

Historic Day and More On Multiple Income Streams

First a little note:  This was originally intended on being published on April 19th.  Well, life interceded in my plans, and it's getting posted today.  Still, I want to publish the "preamble" of sorts.
In my opinion, today is the single most important day in American history.  On this day in 1775, "The shot heard 'round the world" was fired in Lexington, Massachusetts, and the American Revolution was on!   They made it official in July of the following year.
Tyrants should take note that the line in the sand that was crossed was over gun control.  The British were on their way to abscond with the the patriot's weapons in Concord.  The line was drawn in the first place over taxes, thievery, brutish behavior, and the destruction of the inalienable rights of the citizens. 
I'm just sayin'....
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In the last post, I talked a bit about using ebay as an additional income stream.  Follow some rules, and you can have a nice chunk o' cashflow each year.

Today, I want to address royalties.  What exactly am I talking about?

Well, royalties are payments for something that you do once, and get paid when other people use or gain benefit from whatever it is that you produced.

A common item is royalties for actors and musicians.  Act in a movie or TV show, or write or record a song, and you get paid a little bit of money any time your work is seen or heard.

You've also got things like inventions.  Patent a better mousetrap, license the rights to your design, and you get paid for every mousetrap that is produced.

An insurance salesman gets a royalty commission each year when you re-up your policy.

Work once, get paid for a lifetime.

I recently read an article where they discussed how Don McLean gets paid over $300,000 a year for writing and recording "American Pie" in 1971!

So, you may be thinking, "Chief, holy crap!  I'm no song writer or inventor.  You're barking up the wrong tree on this one".

Maybe.  Maybe not.  If that's your attitude, go change the oil in the french fry cooker.

You've just got to come up with a better - or more efficient - mousetrap.

Technology today allows anyone with a laptop, some inexpensive software, a camera and a website to become a "media mogul".  If you can teach someone how to do something better, faster and cheaper, you might have a winner.

Lots of people have Youtube channels on a million different topics.  You can actually make some pretty scary money with a hot Youtube channel,   You can make upwards of $100,000 per year, but you need to put out 20 videos a week!

That sounds too much like work to me!

In that model, you're giving away your content, and getting paid by advertisers.  Think "broadcast TV".  You need constant fresh content to keep the viewers coming back for more.

What I'm talking about is spending some quality time developing quality content that people are willing to pay for once.  More along the lines of producing a great movie or printing a book, as opposed to a weekly sitcom.

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So you've got to have a niche - your special skill or knowledge that can be taught to others - for a price.

You can get paid in two ways.  First, if you've got a site set up that includes a merchant processing account for payments (stupid easy these days), since you are the writer (who usually only gets the royalties from sales) AND the publisher, you get paid for both jobs.  But, as the publisher, you're also responsible for all advertising and operating expenses.

The second way is you can subscribe to services like Clickbank where other websites advertise your product, and they get a large chunk of the sales proceeds.  Since they're paying for the advertising and use of their site (and traffic count) they will many times be paid up to 75% of the sale, and you get the 25% royalty.  Not a bad gig - the folks that sign up to sell your stuff can reach millions of potential customers.

I'll be doing both on my next project.  I've been on the "get paid for having their product on your site" side of the equation, and it works very well.

OK, your product has got to fill one or more of these human needs and desires (obviously more is better):
  1. Save me time or effort (efficiency)
  2. Make or save me money (monetary gain)
  3. Make me safe and secure (safety)
  4. Make me cool or more desirable to others (vanity)
  5. Teach me a skill or craft (how-to)
  6. Explain something to me in detail (educate)
  7. Titillate me (vice)
Before you get started with your epic training or how-to video series or book, check out the marketplace.  Here's what you want to find:

1.  Is there competition?  I hope so - this is a good thing.  It is very rare that you're going to be the sole subject master on a product or idea that also has a market you can make a buck on.  For instance, you may want to teach people how to make beer.  There are lots of sites and experts on this topic - which indicates a healthy potential market.  The question is, what do you bring to the table that makes your technique different enough for people to pay for it?

2.  Is it legal?  While this type of subject usually has a disclaimer on the materials stating, "for educational purposes only", you may be leaving yourself open for some scratchin' and sniffin' by the authorities.  If you've got a way to save people taxes that is a wee bit iffy, you might be OK.  Teach them how to make an explosive device from household goods, and there WILL be a knock on your door!

3.  Is it ethical?  Obviously, that's a personal call.  I've stated before that products and services about safety, money and vice will always find a market.  Do you want to sell porn?  It makes tons of money, but I'd never even consider it.  Teach someone how to grow better marijuana?  Oh hell yes!  I don't smoke weed (I've tried it AND inhaled, and it absolutely sucks!) but I believe that morally, you have the right to put whatever you want in your own body.  I own me!  Others disagree.  Check your own moral compass.

4.  Along the lines of the competition question, is anyone else making money doing something similar to what you want to do?  Using our beer making example, if I do an online search for, "beer making videos", I get a butt-load of free info, and a smattering of paid sites.  I clicked a couple of them and I can see what they're selling and how they're pricing their items.  Are any of these sites doing exactly what you're doing?  Do you have a way to spin (market) YOUR offering to get people to buy YOUR product?

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Finally, you must make your product difficult to copy - as in "burning another copy" and giving it to your friends.  While it is impossible to stop all copying, you can make it much more difficult.

With printed material, you have two options:

Hardcover book
Kindle e-book

If you expect to make any kind of money, you can't do it with a PDF formatted book.  Yes, it's the easiest to make, and also the easiest to copy.  I can buy one copy, and send an email to a thousand of my closest friends with it as an attachment.

Hardcover books make producing copies much more difficult and expensive.  Kindle and similar readers have copy protect safeguards that I've yet to find a way around (and I've tried!).

Publishing books on Amazon is very easy, you just have to work to make sure the formatting is done well.  There are tons of helpful sites that can walk you through how to do this.

With video material, you also have two options:

DVD
Subscription Online videos

With DVDs, you must ensure the Copy Protection has been added to the disc to thwart copying.  Obviously, it can still be copied - by shooting a video from the video showing on the TV set - but the quality is crappy, and it's a pain in the butt.

With the online videos, you set up a password protected site, and disable the "copy" function.  Again, people can get around that by sharing passwords, or doing copies of the screen like with DVDs,  All you can do is to make it more difficult for them.

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My final thoughts on this subject will be on marketing.  Through a lot of trial, error and mis-spent money, I've got somewhat of a clue as to what works and what doesn't.  I'll share those thoughts in the next post.

Now go on!  Get crankin' on that next idea that will slay the world!

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Copyright 2016 Bison Risk Management Associates. All rights reserved. Please note that in addition to owning Bison Risk Management, Chief Instructor is also a partner in a precious metals business. You are encouraged to repost this information so long as it is credited to Bison Risk Management Associates. www.BisonRMA.com

Monday, April 18, 2016

Multiple Streams Of Income

Been hip deep in a mess o' mess, but it's done.  I'll write an article sometime in the future about the pluses and minuses of business partners.  I had two of them.  Thank God I had a good one I love working with, and we're going to move our precious metals business forward.  Again.

Speaking of money, I've written often about the concept of multiple streams of income.  You must always assume one or more of your income streams will go dry (like getting fired or laid off from your job).  The monthly bills don't give a damn about that.  They still want to get paid.

My household currently has 4 income streams.  One of them could independently pay for all of our monthly bills.  The second one would come close by itself.  It would be tight, but we'd make it.  The other two are in their infancy, but each has the ability in the future to cover our bills.

And that's the idea:  Every income stream pays ALL of your bills.  The beauty of this is, if some of them are churning money that you don't need to spend, you roll it back into other investments to provide yet another stream of income.

A couple of ideas for ya....

Ebay.  People bitch and moan about the fees between them and Paypal, but if you look closely, where else could you get a national audience to sell your stuff for such a low cost?

Here's a tip:  To save yourself some tax dollars, DO NOT set up your site as a business site.  If you do, you WILL get lower seller fees (usually) but you'll also get an IRS 1099 form at the end of the year.  Pay up, bitches!

If you set it up as a personal site, AND you don't sell more than 200 items totaling $20,000 a year (verify this for yourself first on the ebay and Paypal sites), you don't get the 1099 (for now).

Tax free cashflow, boys and girls.

Ebay/Paypal will nick you for about 13% of your sales in their various fees, and obviously, since you're not a business, you can't have any business expenses, including the Cost of Goods sold.  You're selling your personal stuff.  So, you need to make sure you're selling items with sufficient profit margin to make the math work for you.

Lastly, with regards to the 1099 rules, the $20,000 is a hard and fast number.  Cross over it, and you're 1099'd.  You have a bit more flexibility on the item count.  The 200 is for the number of sales/auctions that are completed.

For instance, if you're selling knives, sell them in a bundle of 6 knives (1 sale), not one at a time (6 sales).  You'll also save a butt-load on shipping as well by bundling your sale items.

If you're new to selling on ebay, start slowly.  The payments from your first few sales are held in a "pending" status for a couple of weeks while ebay monitors your performance.

And make sure there is a market for what you're thinking of selling!  Again, let's say you want to sell hunting knives.  Enter "hunting knives" into the search box at the top of the page.  You'll get a listing of everything on ebay that meets that criteria.  Don't get happy just yet on the riches you'll be making.

Click the "Advanced" link at the top of the page.  You'll be taken to a page with a bunch of check boxes.  Check the one that says, "Sold Listings" and hit the search button.

You'll now get a listing of hunting knives that actually sold, and what they sold for.  That's all that matters.  People can ask a million dollars for a knife, but if buyers will only pay 10 bucks, that's your market price.  Check out the ones that are similar to the style you're going to sell.  If the math works, get at it.

Do the successful sellers charge for shipping or not?  What are the key words and page styles used by the sellers with lots of positive feedback scores?  Copy the successful stores - businesses and private alike.  Don't reinvent the wheel.

If the math doesn't work, find something else to sell.

One last thing about ebay:  If a dispute occurs over an item, their default position is to side with the buyer.  As a seller, you need to make sure your description and pictures accurately depict the items being sold.  If not, the buyer can weasel out of the deal, and in certain circumstances, you can be forced to refund their cost to ship it back to you!

Seriously, don't sugar coat the condition of the items you're selling.  It'll bite you in the butt.

Tomorrow, I've got a post lined up on a new income stream I'm working on:  Royalties.  Yeah, they're not just for movie and TV stars any more!



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Copyright 2016 Bison Risk Management Associates. All rights reserved. Please note that in addition to owning Bison Risk Management, Chief Instructor is also a partner in a precious metals business. You are encouraged to repost this information so long as it is credited to Bison Risk Management Associates. www.BisonRMA.com

Tuesday, March 22, 2016

A New American Creed

I ran across this and wanted to share it:
An American's Creed
I do not choose to be a common man.  It is my right to be uncommon - if I can.
I seek opportunity - not security.  I do not wish to be a kept citizen, humbled and dulled by having the state look after me.
I want to take the calculated risk; to dream and to build, to fail and to succeed.
I refuse to barter incentive for a dole.
I prefer the challenges of life to the guaranteed existence;  the thrill of fulfillment to the stale calm of Utopia.
I will not trade my freedom for beneficence nor my dignity for a handout.
I will never cower before any master nor bend to any threat.
It is my heritage to stand erect, proud and unafraid; to think and act for myself, enjoy the benefit of my creations, and to face the world boldly and say, "This I have done."
All this is what it means to be an American.
Ready for the kicker?  This was written by a liberal in the 1950's, Dean Alfange.  He ran for Governor of New York, splitting the liberal vote, which got Thomas Dewey elected.

Think times have changed a bit?  Here's my take on the rally cry of the current crop of liberals and socialists.

A New American Creed
I choose to submit.  I do as I'm told.
I choose to obey my Keepers unquestioned;  I will capitulate on demand.
I seek gray acquiescence over vibrant originality; consensus over principle.  I want only for the grace of my Keepers.
I tremble at conflict unless directed by my Keepers.  I neither seek nor encourage individuality.   I long for the warm embrace of conformity.
I lower my head, lower my gaze, lower my voice lest I incur the wrath of my Keepers.
I gladly cast aside my dignity and know not the meaning of shame.  I will comply, and I will be fed - this is all I know.
I gladly trade my freedom for the asylum of my Keeper's cage.  I offer my soul for my safety.
It is my place to submit; to surrender myself as demanded; to vilify and denigrate the creations of others, and to meekly ask, "How may I serve you now, My Keeper?"
This I teach my children.  All this is what it now means to be an American.

Maybe a bit harsh.

Maybe not.  We're well along this road as a nation.


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Copyright 2016 Bison Risk Management Associates. All rights reserved. Please note that in addition to owning Bison Risk Management, Chief Instructor is also a partner in a precious metals business. You are encouraged to repost this information so long as it is credited to Accept The Challenge. http://bisonrma.blogspot.com

Sunday, March 20, 2016

Selective Civil Rights

Imagine, if you will, this horrific scene in 2008, where terrifying right-wing activists blocked the roadway - stopping people from hearing the words and ideas of then Senator and presidential candidate Barack Obama.

Source:  foxnews.com
Instantaneously, the following self-described Civil Rights organizations would spring into action, calling for the arrest and conviction of the haters that were taking away the civil rights of their fellow Americans.
NAACP:  The mission of the National Association for the Advancement of Colored People is to ensure the political, educational, social, and economic equality of rights of all persons and to eliminate race-based discrimination.
ACLU:  For nearly 100 years, the ACLU has been our nation’s guardian of liberty, working in courts, legislatures, and communities to defend and preserve the individual rights and liberties that the Constitution and the laws of the United States guarantee everyone in this country.
LCCR:  The Leadership Conference on Civil and Human Rights is a coalition charged by its diverse membership of more than 200 national organizations to promote and protect the civil and human rights of all persons in the United States. 
Rainbow PUSH Coalition:  Our mission is to protect, defend, and gain civil rights by leveling the economic and educational playing fields, and to promote peace and justice around the world
As anyone who has even glanced at a TV, the Internet or picked up a newspaper knows, these abusers of American Civil Rights pictured above are not right-wing fanatics stopping supporters of Barry.  They're left-wing fanatics stopping supporters of Trump.

Apparently, these civil right organizations - who purport to defend the civil rights of all Americans - have one teeny-weeny exception to their laudable missions statements:  Conservatives and libertarians need not apply.

But it begs the question:  Why HAVEN'T these bastards been arrested en mass?  I see that 3 of them have been arrested, 
Enriquez later told CNN that three protesters were arrested and two cars were towed from the boulevard. The deputy emphasized that the arrests were due to protesters blocking the roadway, not because of the protest itself.
Wrap your head around that last sentence.  They were arrested for traffic violations, and the PC Police made sure it was clear that it wasn't because of their protest?

THEIR protest!?  No mention of them infringing on the civil rights of the people going to a political meeting.  Are you fucking kidding me?

Where is the Justice Department with their "At-the-drop-of-a-hat Civil Rights Investigation"?  I guess they've got the "conservatives and libertarian exclusion clause" as well.

In my mind, this is no different than Klansmen keeping blacks out of the voter booth.  Or Black Panthers doing the same to whites in Philly in 2008 [youtube].

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Congress shall make no law respecting an establishment of religion, or prohibiting the free exercise thereof; or abridging the freedom of speech, or of the press; or the right of the people peaceably to assemble, and to petition the government for a redress of grievances.

Your right to protest - to speak freely - doesn't supersede my right to get to work, freely walk down the street or run my business without being vandalized.  Or to attend a political rally, regardless of how much you hate what's being said at that rally.

Constructing a blockade is NOT peaceably assembling.

If you don't like what's being said, DON'T GO AND LISTEN.  You weak, whiny, pussified snowflakes are so concerned with "hate speech" and "safe spaces" that you don't even recognize you're becoming the very definition of fascism.

Or maybe you do.

Serious as a heart attack, cupcake, read up on fascism in Italy during World War II, and elsewhere throughout history.  Spoiler Alert:  It doesn't end well for the fascists.

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Copyright 2016 Bison Risk Management Associates. All rights reserved. Please note that in addition to owning Bison Risk Management, Chief Instructor is also a partner in a precious metals business. You are encouraged to repost this information so long as it is credited to Bison Risk Management Associates. www.BisonRMA.com

Monday, March 14, 2016

Gimme Another Feel Good Law To Follow. I Will Follow. I Promise.

I was recently at a gathering, and had an interesting conversation with one of the other attendees.  This person is former law enforcement, and is now involved in politics.

We were talking about guns.  He was discussing an interaction he had with a congressman that is pushing a piece of gun control legislation.  This person was discussing how this congressman has a number of "procedural loop holes" he can use to get this legislation through congress, but he chooses not to due to the political baggage that gets attached to such a move.

The person I was speaking with has been asked to rubber stamp his support for this legislation as a show of local support for a federal law.  He won't do it.

Excellent.

BUT, during our discussion, we got into the arena of my most hated phrase, "reasonable gun control".  My stance is that unless a law can GUARANTEE that a gun won't be used in some sort of crime, it is nothing more than window dressing.

Intelligent people understand that some people will break any law that is written.  So, with regards to gun laws, any law written will only be followed by the good people who are not inclined to break just laws in the first place.  Laws like theft, murder, rape, assault - you know, little things like that.

Writing another gun law won't do a damned thing about reducing crime.  It will only make it more difficult for good people to protect themselves from people inclined to break laws in the first place.

Our conversation broke down when he stated he could support a gun law concerning the sale or gifting of guns.  His stance was that if you knew or believed that the person you were selling or giving the gun to had an "unstable" personality, and then that person committed a crime with the gun, YOU, the seller/giver should be held at least partially responsible for what happened.

Apparently, my face turned red, and/or my eyes narrowed, as the subject was quickly changed.  Not wanting to ruin this gathering, I shut my pie hole.

Before I tear this apart, let me give you my 30,000 foot view on judgement:  I ALWAYS trust the judgement of "the people" before I trust the judgement of government.  Are there idiotic, unstable and evil individuals in "the people" camp?  Oh hell yes!  But in a comparison of the citizens versus government employees, the government has a stupendously higher percentage of people I judge as idiots, unstable or evil than is present among "the people".

The collective judgement of "the people" exceeds the judgement of government - at any level of government.

So, back to our "reasonable gun law".  Paraphrasing, I'd envision this law would state, "If you sell or give a gun to someone you know or should have known was mentally unstable, you are liable for the acts of that person if they use the gun in a crime".

Really?!  For how long am I on the hook?  For a year?  Forever?  What percentage of the crime committed by this person is attributed to me?  If they commit a robbery that carries a 5 year prison sentence, do I go away for half that time?  20 percent?

If they commit pre-meditated murder and get the death penalty, then what?  Am I executed too, or do I just get the shit kicked out of me?

Maybe the law adds that you are absolved of all liability if you require that the person receiving your gun first submit to a state or federal background check.  Hey, that sounds reasonable!  It's a proven fact that every person who has a background check will never commit a crime with that gun, right?

But what if the person still commits a crime after a background check?  Who is then held criminally liable for the actions of the crazy individual?

Queue the "crickets chirping" sound track.

We all know the answer is, "No one will be held responsible".  You see, government is allowed to lie, cheat and generally FUBAR things with no consequences.  They pass laws giving immunity to themselves and their ilk - individual government employees, and whole cities, states and the federal governments - who failed miserably in the execution of their duties.

Hell, if there are no consequences, why do the job correctly?

How many government employees went to prison after the mass murderer at Virginia Tech passed his gun background check?

How many government employees went to prison after OK-ing the San Bernardino terrorist entry into this country?

How many government employees went to prison after failing to deport the 9/11 student, tourist and business visa offenders?

How many government employees went to prison after a death at a government certified restaurant?

The answer is:  None, none, none, and uh, none.

Government sets standards of conduct and consequences for "the people", then exempts themselves from both.

The samples above show examples of one death, to thousands of deaths, all because government did not do its job.  In every example, they had "the law on their side", yet they did not enforce the very laws they wrote, and people died.

Not even a slap on the wrist.  I doubt anyone even lost a job or had to endure the humiliation of a "job reassignment".

So I don't put a lot of credibility in the proclamation that another law on the books is going to stop people intent on doing harm, from doing so.  Real life has proven otherwise.

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In real life, here's how I think this would play out:  I've got a gun available.  The person interested in it looks nuts, is acting nutty or I know to be nuts.  I use my judgement and don't sell or give them the gun.

Well lookee there - no law needed!

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You see, no law on the books is able to guarantee compliance with the law.  Their only benefit is in meting out punishment after the fact.

Laws written now are nothing more than attempts to control you and eliminate your free will.  A crime used to be when you acted, and that act infringed on the rights of another citizen.  Now it means you disobeyed an arbitrary act or standard meant to control your actions, regardless of how that action may affect those around you.

Their judgement is better than yours, so obey the law.  Or else.



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Copyright 2016 Bison Risk Management Associates. All rights reserved. Please note that in addition to owning Bison Risk Management, Chief Instructor is also a partner in a precious metals business. You are encouraged to repost this information so long as it is credited to Bison Risk Management Associates. www.BisonRMA.com

Friday, February 26, 2016

Gimme A Cup Of Coco

A friend of mine and one of my brothers recently separately gave me a ration of shit for the light posting of articles and opinion on this-here site.  Yeah, guilty.

Well, I've been busy, and to be honest, wholly unmotivated.  Not that I don't think the shit is getting very close to the fan, but because I just don't think anyone that hasn't already started with personal preparations really cares.

In short, I'm tired of singing to the choir.  I have no time for the people suddenly coming to the realization that they just might be getting lied to by most of the media and every flavor of government.

Quite honestly, if it took you this long to realize you were drinking the kool-aid being provided by the powers that be, you're too stupid to be in my life.  I've got a nice network of friends that share information and opinion between ourselves, and we discuss trends and outcomes.  I don't have time to wet nurse the late-comers.

You poor bastards have a lot of catching-up to do.  Maybe you'll make it, maybe you won't.  Not my problem.

Just a couple of examples of what I'm talking about:
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I just got this email from Casey Research:  This is the only way to buy gold without the government tracking you.

Wow, who'd a-thunk it?  Just some cranky old bastard who has the gall to charge a whole $1.99 to tell you how to do it.

Or you can click the Emergency Preps - Financial link and you'll find almost 200 articles, many of which tell you how to do just that, you'll just have to put a bit of effort into it.

Oh, they go back to 2010.  What have you been waiting for?  Obama's "Hope and Change" unicorn to start shitting gold coins?

And you'll find a shitload of articles on the "suddenly" hot topic of a cashless society - also going back to 2010 - with that same link.  Cashless?  Taxes?  Control of resources?  Self-determination?

Huh?  I don't get it?  You'll get it soon enough, cupcake.  Soon enough.

I know that sucks - you having to actually exert some effort.  Just go to your "safe space", put on your Doctor Dentons jumper with the slipper feet and maybe mom will make you a nice cup of coco.
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OK, one piece of news.... that's not news at all:  We're broke!  The reported magnitude is incomprehensible.  The real numbers, well...

As the article notes, in a private company, people would be in prison.  In government, they get life-long retirement plans that are funded from a different pool of money than you and me get to draw on.

You can get back to your coco now.
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I've also written extensively on this whole race-baiting, I'm-a-victim, gimme money, bullshit.  Pay attention to this, newbies.  This is gonna blow up, and blow up big.

Take a look at this latest video by one of the top race baiters in this country, Louis Farrakhan.

Somehow, in this bastard's twisted mind, the professional sports drafts are somehow analogous to buying slaves.  When I first heard this, I thought this was a parody from "The Onion".

Let's walk thru this:

  1. You have a God-given talent at some sport.
  2. You have a dream of excellence, and you WORK YOUR ASS OFF as a kid and get picked up by a major college.
  3. You work even harder at your craft, and get drafted by a professional team.
  4. You make millions of dollars.

Now what part of any of that is either involuntary, prejudicial, uncompensated or threatening?  You know, the main components of slavery?

Obviously, nothing.  It is the exact opposite of those things.  It is an individual aspiring and attaining the pinnacle of his or her profession through hard work, perseverance and focus.

Isn't that what Farrakhan wants for "his people"?  Oh hell no!  If they're not victims, he's out of business.  Just like the rest of the race hustlers.

We're seeing it now with the Black Lives Matters idiots.  If you DARE to say, "ALL Lives Matter", you're cast as a bigot, racist, privileged piece of crap.  And WAY too many people willingly take that insult.

Then ass hats like this make the national news:



I do want to thank this little racist "victim", for messing with The Hilla-beast.  Watching her twist in the wind being blown by one of her own creations brings joy to my heart.

These two talking heads in the video admit she's talking about Crips and Bloods and other gangbangers - ya know, criminals of the worst sort - but they still are "offended" by what she said.

Seriously?  You get offended when criminals are described as "super predators" just because they happen to be black?

They're "misunderstood youth", right?

"We're still waiting for an apology.  We're still waiting for an apology for what she said 20 years ago."

Fuck you.

And who is the "we" you're supposedly representing?

Fuck them, too.

Newbies, keep your head on a swivel, regardless of your race or gender.  This kind of shit is gonna take off like wildfire, and then every government teat suckler - white, black, hispanic, asian - who suddenly finds out their college loans, social services and other government hand outs have run dry, are going to come after your stuff.  Your race, gender or protected status won't mean a damned thing.

See the financial articles above for clarification.  They think they deserve what you've earned.

It ALWAYS comes down to money and resources.  Never forget that.

You had better be prepared to, "Go Korean" on them as Korean business owners did protecting their property in 1992 during the LA riots.


Or would you rather have mom refill your coco cup?  Maybe some mini marshmallows on top?

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Copyright 2016 Bison Risk Management Associates. All rights reserved. Please note that in addition to owning Bison Risk Management, Chief Instructor is also a partner in a precious metals business. You are encouraged to repost this information so long as it is credited to Bison Risk Management Associates. www.BisonRMA.com

Wednesday, February 3, 2016

The Faces Of Corruption and Racism

I've just gotta vent....

In the big picture of things, this ain't shit.  But, like "Death By A Thousand Cuts" it adds up, and pretty soon you've bled out.

The first set of faces is of two federal employees - from the Veteran's Administration (VA).

JOE GROMELSKI/STARS AND STRIPES

These two lovely ladies pulled a series of stunts that would likely land someone that's NOT getting a government paycheck, in jail.
Two Department of Veterans Affairs senior executives found guilty of wrongdoing will go back to work at full pay and status after administrative judges sustained the charges against them but reversed their punishments based on technicalities.
Well how do ya like them apples?  Found guilty, but because some fucking "T" wasn't crossed or some fucking "I" wasn't dotted, they get reinstated.

Just what did these two victimized ladies do?
Kimberly Graves and Diana Rubens were demoted last month from high-ranking positions at the VA after they helped push through transfers of subordinates from job positions they wanted for themselves and then collected relocation incentives totaling more than $400,000.
Oh my.  Sounds like they went all, "mean girls" on someone's ass, and got paid to do so.  Such a deal!

What is ironic  - and disgusting - is that on the day this miscarriage of justice is reported, a friend tells me of a Bay Area police academy recruit - who did two tours in Iraq or Afghanistan - took his own life.  Couldn't deal with the pressures of life any longer after being, "over there".

I wonder if that $400,000 that was pissed away on these two boils on the ass of America could have helped this guy get his head straight.  We owed him that much, didn't we?

We'll never know.

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Those SOB racist Republicans!!!

Just as expected, in their first primary/caucus, they elected an all-lily-white slate for the presidential election.

[Queue the screeching breaks sound effects]

Oh, wait...


My bad.  The top 4 winners consisted of two Hispanics, a white guy and a black guy.

I'm sure the "Diversity Coalition" Democrats were much the same.

Oh, wait...



My bad.  Again.

Holy shit, you couldn't get more pasty and more white than these two.  For God's sake, go outside and get some rays once in a while.

Well, I'm sure the National Media has just torn the Democrat Party a new one for their clearly racist selections, and has been nothing but gushing with "pride" over the Republican's choices.  Right?  Right?

[Queue chirping crickets sound effects]

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And that sink-hole of depravity "won" Iowa on six straight coin tosses!  You MUST be shittin' me!  Where's the NFL "coin cam" when you need it?

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I don't know why I do this.  I just like to yell from time to time, I guess.

Serious as a heart attack, how could ANYONE - even family members - vote for either of these Democrats?  One should be in leg irons being perp-walked to jail, and the other wants to make basically everything you want in life to be free.  Well, except for the 90% haircut our paychecks will take.

Hmm.  Maybe I just won't work then, huh?

At least HE's being honest about it.

The VA - and most of government - is simply corrupt.  It just grows, and grows, and consumes more and more of our resources.

Watch your collective asses, folks.  It's not going to shrink any time soon (government, not your ass!).


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Copyright 2016 Bison Risk Management Associates. All rights reserved. Please note that in addition to owning Bison Risk Management, Chief Instructor is also a partner in a precious metals business. You are encouraged to repost this information so long as it is credited to Bison Risk Management Associates. www.BisonRMA.com

Tuesday, January 26, 2016

Keeping Your Wits About You

A few years back, I was teaching an Introductory Pistol class at a local gun range and shop.  All of what happened below was going on not more than 20 feet from where me and my 6 students were in class.  Didn't hear a peep!

Normally, the place had two employees present when they were open, but for some reason, the other employee didn't get into work on time.

Shortly after opening the store, some guy comes into the store and starts asking about picking up some pepper spray for his girlfriend.  The employee came out from behind the counter to go over to the pepper spray display which was locked up.

As the employee is unlocking the case - with his back to the "customer" - he gets his head slammed into the wall, and the bad guy tried to pull out the good guy's open carry pistol.   Thankfully, the gun was in a Serpa Retention holster, so the guy couldn't get the gun out.

The good guy - a rather large gentleman - threw an elbow at the bad guy hitting him square in the face.

Here's the point to the story - The bad guy ran out of the store.  The good guy drew his weapon, got sights on the bad guy.... and re-holstered his gun.

Why?  He was no longer being threatened.

This story has a different ending.  In this case, the good guy got free from his ropes, got his pistol, and shot the bad guy.

As he was fleeing.
David Martinez, 38, was shot and killed on Sunday after he turned a Craigslist offer into an attempted armed robbery. His victim, bound inside his own home, managed to untie himself and fire shots as Martinez fled. Martinez, who had a long criminal history, crashed his vehicle and died at the scene.
Now, I'm not going to shed too many tears that this turd-of-a-human is dead.  What I am saddened by is that this victim likely turned himself into a criminal.

In his adrenaline-soaked state of mind, he saw bad guy and shot bad guy.  Even though he was no longer being threatened.

Training and mentally walking through different scenarios would have saved him from this grief.  Keeping his mouth shut after the shooting might have helped as well.  One of the first things the Second Call Defense program stresses is that after you call for 911 help, you call your pre-paid attorney.

Then shut the hell up.

At our precious metals store, we regularly discuss different scenarios where bad guys emerge.  Our response is always greater than the threat presented - including the use of deadly force - but it's not always the expected response.

For instance, if a gun or other deadly weapon is displayed, there is a very good chance you'll be shot before you get a chance to harm us.  If you grab some merchandise and flee, you'll be pursued and likely get your ass kicked, but use of deadly force is unlikely unless our lives are threatened.

Use your head.  Go through scenarios in your mind.  Don't hesitate in defending yourself, but practice identifying situations where the use of deadly force is justified.

And when it isn't.


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Copyright 2016 Bison Risk Management Associates. All rights reserved. Please note that in addition to owning Bison Risk Management, Chief Instructor is also a partner in a precious metals business. You are encouraged to repost this information so long as it is credited to Bison Risk Management Associates. www.BisonRMA.com

Monday, January 4, 2016

They're Right In Oregon

This Oregon stand-off is a nice mess.  Below, I'll have a link that details the events that brought us to this point, but I want to go back a bit further in history.  Specifically, how is it that the feds are able to own and control such large chunks of land?

Most people - and all statists - just think that, well HELL, they're the federal government.  They can buy whatever the hell they want.

Uhm, not so much.

If we read the Constitution, we see the powers and prohibitions placed on the 3 arms of government.  I read the whole thing, and not one single article, section, paragraph or sentence mentions the feds ability to own and run national parks or wildlife preserves.  Nothing even brushes up against the idea.

There must be a loop hole somewhere.

So, I went to the National Park Service (NPS) and I found the explanation.  They hang their hat on two specific portions of the Constitution.

First, they discuss the authority granting their existence -
Under the Constitution, the federal government has limited powers [nice of them to acknowledge that  .ed]. The authority for creating national parks is found in the Constitution under the “Property Clause” (Article IV, Section 3). “The Congress shall have Power to dispose of and make all needful Rules and Regulations respecting the Territory or other Property belonging to the United States….”
Well all-righty then.  Seems pretty clear.  The long and short of it is that they get to make up the rules for the property they own, period.

They then bolster their legitimacy with this -
“Dispose of” is used in the sense of, “the act of transferring care, ownership or possession, or ownership to another”. Congress determined that it was “needful” to conserve certain lands unimpaired for the enjoyment of future generations. The authority for creating the National Park Service is found in The “Necessary and Proper Clause” (Article I, Section 8). 
“Congress shall have the right to…make all Laws which shall be necessary and proper for carrying into Execution the foregoing Powers, and all other Powers vested by this Constitution in the Government of the United States, or in any Department or Officer thereof.”
Wait, wait, wait.  It says "dispose of" means to transfer to another.  Right there, they said it themselves!  They didn't dispose of it, they kept it!  Still, it doesn't say they MUST dispose of it, so I guess some twit at the NPS just got a bit verbose.

That "needful" thing makes me a bit uneasy - seems like it's opinion-based - but they then back it up with the Article 1 Section 8 stuff, and it seems pretty clear.  It's pretty much a re-statement of the Article 4 stuff.  Got it - they can do as they please with federal land.

But, unsurprisingly, they forgot one thing:  To read the whole Constitution.  Somehow, they managed to miss the paragraph directly before the Article 1 Section 8 citation.  Here, it goes like this -
To exercise exclusive Legislation in all Cases whatsoever, over such District (not exceeding ten Miles square) as may, by Cession of particular States, and the Acceptance of Congress, become the Seat of the Government of the United States, and to exercise like Authority over all Places purchased by the Consent of the Legislature of the State in which the Same shall be, for the Erection of Forts, Magazines, Arsenals, dock-Yards, and other needful Buildings;
Oh.  Now that's embarrassing.  No mention of national parks, just forts 'n stuff.  It seems as though the founding fathers, all of the original states, and all subsequent states that joined the union - by accepting the Constitution as the supreme law of the land - decided that the land ownership of the federal government was to be restricted to land uses consistent with the powers granted in the Constitution.

Crazy thought, right?

Chief, Chief, Chief, you piece of crap "Natural Wonders" hater!  I suppose you want to turn Half Dome into a screen for a drive-in movie theater!

While that would be kinda cool, no, I don't.  The beauty of Yosemite Park is hard to describe and it should be preserved.

But by the state of California, not the federal government.

You see, there's another part of the Constitution everyone forgot to read.  It's called The Bill Of Rights, and the tenth amendment kind of clears up any questions -
The powers not delegated to the United States by the Constitution, nor prohibited by it to the states, are reserved to the states respectively, or to the people.
Since we've already established that the federal government was not delegated the power to create parks, and the states weren't prohibited from doing so, that means the states get first crack at it.  If they had no desire to establish and run the parks, then the people could do so - or whatever they wanted to do.

It's that very last part of the paragraph - "or whatever they wanted to do" - that Big Government uses to scare the little people into believing of the need to bend or break the Constitution.  Freedom of choice (as in land use) is a dangerous thing, and good ol' Uncle Sam will make it all better.

OK Chief, you constitutional Nazi, what about massive land purchases such as the Louisiana Purchase, or Alaska, huh?  What would you do there, smartass?

That IS a bit of a conundrum, as you'll see.  While the land was in its pre-state form (why else would the federal government purchase vast amounts of land other than to convert it into a state or to act as a political barrier/boundary?), they would be constitutionally restricted to using the land for anything other than the forts, et al.

Doing so would bring civilization and law to the vast wild expanses, which would encourage people to move there, and set the stage for statehood.

And that's exactly what we did with the pre-state territories after the revolutionary war, but before 1803.  We'd offer them protection and law, people moved west, and they became states.

Here's a fun fact, kids!  When one of my heroes - Thomas Jefferson - made the 1803 Louisiana Purchase - he was challenged on.... wait for it.... constitutional grounds.

What the f........?!

Yep, Ol' TJ bent the very rules he had helped to craft -
Before the purchase was finalized, the decision faced Federalist Party opposition; they argued that it was unconstitutional to acquire any territory. Jefferson agreed that the U.S. Constitution did not contain explicit provisions for acquiring territory, but he did have full treaty power and that was enough.
Wow, bubble burst.  I guess no one pushed back because it was such a great deal ($0.03 per acre).  Expediency at the expense of constitutionality.  Sound familiar?

I just threw up a little in my mouth.

Go back and read the Article 1 Section 8 paragraph, and sure enough, the feds are restricted to purchasing land ONLY from existing states.

Well, since we had already crapped on the Constitution, a little bit more poo-poo couldn't hurt, right?  No need to actually go back and do an amendment empowering the federal government to buy land to expand the United States.

BTW, with few exceptions (like Alaska and the 13 formed after the Louisiana Purchase), most states are on land we got after various wars.  I guess that when the Constitution was written, they figured that that was the only way we would ever acquire more land, so they neglected to include the "purchase of land" in powers granted to the feds.
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THIS brings us back to the issue at hand.  The feds still unconstitutionally buy our land, but now it's done with a gun to the head of the sellers, and prison for those who resist.

As promised earlier, here is the link to the timeline of the Oregon mess.  Read it, and prepare to be enraged.

Then consider -
"What country can preserve its liberties if their rulers are not warned from time to time that their people preserve the spirit of resistance. Let them take arms."
- Thomas Jefferson, letter to James Madison, December 20, 1787
THAT is why those guys are in Oregon.  What is so awesome about that quote, is that it was made before our Constitution and Bill of Rights were even ratified.  We have these men - our forefathers - who just challenged and beat the most powerful military in the world, and they forever guaranteed the right of every American to do it again if needed.
"I ask who are the militia? They consist now of the whole people, except a few public officers."
- George Mason, Address to the Virginia Ratifying Convention, June 4, 1788
They consist now of the whole people.  Wow.  Words to remember.

Your president - one of those "public officers" - when he makes his pitch in the next few days to restrict your right of gun ownership, should consider -
"Necessity is the plea for every infringement of human freedom. It is the argument of tyrants; it is the creed of slaves."
- William Pitt (the Younger), Speech in the House of Commons, November 18, 1783
We're on to you, Barry.  You and your ilk.  Nothing you will propose would have stopped a single one of the horrific shooting sprees you'll use to sell your "necessity" snake oil.

But you know that.

Just like the resistance to the "needful" assertion the NPS uses for its authority, expect resistance to any more unconstitutional infringements directed towards peaceful gun owners.

Here's how King George reacted after April 19, 1775 -



Yeah, it was about gun control.

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Copyright 2016 Bison Risk Management Associates. All rights reserved. Please note that in addition to owning Bison Risk Management, Chief Instructor is also a partner in a precious metals business. You are encouraged to repost this information so long as it is credited to Bison Risk Management Associates. www.BisonRMA.com

Saturday, December 19, 2015

This Touched Me

Don't worry, I'll get back to the bitchin' and stuff soon enough.

A good friend sent this my way.

Take 4 minutes out of your life and watch this.

God Bless and Merry Christmas!



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Copyright 2015 Bison Risk Management Associates. All rights reserved. Please note that in addition to owning Bison Risk Management, Chief Instructor is also a partner in a precious metals business. You are encouraged to repost this information so long as it is credited to Bison Risk Management Associates. www.BisonRMA.com