Money is incentive. Greed is good.
You may have heard about the hedge fund manager who spent $55 million to buy the rights to some drug that helps people with messed up immune systems. Things like HIV, malaria, and others.
The cost of one dose went from $13.50 to $750.
All of the socialists, and many conservatives are screaming that this sucks the big one, and something needs to be done.
Lives are at risk! Babies will die! Capitalism is evil!
True enough, some lives may be at risk, and some babies might die. But capitalism is not evil. In fact, it's what produces all of the "wonder drugs" we have access to today.
Without capitalism - without greed - there are very few people with enough private money that are willing to forego a profit to do the research, testing, approval regime, marketing, manufacturing and distribution of so much as a baby aspirin.
The greedy drug companies must be forced to provide these life-saving drugs for the greater good!
I can just about guarantee you, that is exactly what is going to happen in this case. Some self-important congressman or senator is going to flap his gums and thump his chest on all of the cable news channels, and get some law passed.
They're gonna bitch-slap this evil capitalist.
Now, some of you so-called conservatives will agree with this confiscation of property. You're going to justify this by saying that this drug has been around for over 60 years, and he has no right to jack up the price just because he wants to get rich.
How do you think this is going to play in the board rooms of the drug companies and medical equipment innovators that are in the middle of inventing the next miracle drug or device? Do you think that they're going to invest the billions of dollars it takes to develop their product, THEN to get through all of the bullshit regulations?
Why the hell would they risk their capital if someone - who HASN'T invested billions of dollars - can set the "fair market" price of their product?
They're not going to do it. And we're all going to suffer for it.
To put a finer point on this, in 1950 (just before this drug was invented) the average US life expectancy was 68.2 years. In 2010, it was 78.7 years. Ten and a half more years of life, and a major portion of that can be attributed to the drugs and equipment that are now available to cure everything from AIDS to high cholesterol.
You disagree that their greed has extended your life? Then throw out every damned drug in your household. Not just some, but every damned one, to show how principled an individual you really are.
And while you're at it, the next time you're seriously ill, be sure to refuse treatment from the MRI's and CT scans, the heart stents, the dialysis machines, et al. Someone built those to make a dirty, disgusting profit, and you don't want to be a hypocrite, right?
Capitalism and Freedom spawn innovation and advancement. Socialism and Statism destroy them.
The "Greater Good" benefits from individual greed.
Risk begets reward. Mess with that equation, and you're literally messing with your life.
***
Let me nip this in the bud right now: OK, Chief, you'd be singing a different tune if you or your family had to pay these exorbitant prices!
Actually, no I wouldn't. I would find a way to pay for it. You see, I have not allowed myself to become dependent on The State for my well-being. I assume that some shit like this WILL happen to me, and I've planned for that.
Would I be pissed off? Oh, hell yes! But I sure as hell wouldn't sit wallowing in my tears waiting for The State to fix my problem. I'd find a solution.
I hope I'd remember an incident that I just witness with my own eyes: A friend and partner recently died.
And he was brought back from the dead. His heart had to be restarted 3 times. For 20 minutes, they poked, shocked and provided air to his unresponsive body as it lay on his bedroom floor. In the hospital, after viewing an MRI of his heart, they found his main cardiac artery was 100% clogged. They inserted a stent in his heart, and restored blood flow.
Due to the combination of technology, drugs and medical expertise, he was home 6 days after this heart attack - a heart attack from which he would not have survived only 10 years ago. He was back at work 14 days after he had died.
I'm pretty sure he's OK with the capitalist system that invented the drugs and equipment that restored his life. You should be, too.
---
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Copyright 2015 Bison Risk Management Associates. All rights reserved. Please note that in addition to owning Bison Risk Management, Chief Instructor is also a partner in a precious metals business. You are encouraged to repost this information so long as it is credited to Bison Risk Management Associates. www.BisonRMA.com
Tuesday, September 22, 2015
Friday, September 11, 2015
Stop The Pity Party!
I saw this image yesterday, and knew it was going to be a rough day today.
The national pity party was gearing up.
"Oh, a rainbow coming from the new Trade Center..... Unity and remembrance.... A sense of renewal and hope...."
I wanted to projectile vomit.
I awoke this morning to Fox news (TV was left on over night) and some kid reading a list of names. My initial foggy reaction was, "WTF?" Then, a bell rang on TV - signifying when the first plane struck the World Trade Center - and that snapped me out of my slumber.
Let The Pity Party Begin!!
We do this shit every year. This celebration of victimhood. If you lost someone that day, OK, mourn their passing. I get that.
But that's not what this is all about. It's the "6 Degrees of Separation" victimhood it seems everyone has to the events from 14 years ago.
"My dog was bred at a kennel in San Diego, and the kennel owner had just returned from a visit to his grandmother in NYC. JUST TWO DAYS BEFORE THE ATTACK! I'm still reeling from the experience."
I want to punch them in the head. If you're not a victim, you're just not cool.
How about this? If we MUST do something on this day, how about we celebrate the actual, bonafide heroes from that day.
Yes, many of the cops and firefighters for sure, did incredibly heroic acts. But also shine the light on the regular, every-day people who performed acts of bravery to help others without the expectation of reward.
Tell their story to help us shake off this, "I'm scared of the boogie-man" mentality. Shine the light on the people who put their lives in danger to save the life of another.
THAT'S how you build a strong national culture of service and community.
Like the 24 year old equities trader who saved 18 lives before he was killed.
Or the chef who saved hundreds, and who died because he went back to help a woman in a wheelchair.
Or the internet entrepreneur who was the first death of the day as he fought the hijackers, but was ultimately stabbed to death. A plane full of people, but he's the one that took action.
Heroism is defined by your actions, not by your job.
Encourage and celebrate bravery and success. Stop with the victim mentality and end this national pity party.
Stop cowering, and grow a pair, America.
---
Share this post! Click the Twitter, Facebook or Google+ icon below, and let your friends know!
Copyright 2015 Bison Risk Management Associates. All rights reserved. Please note that in addition to owning Bison Risk Management, Chief Instructor is also a partner in a precious metals business. You are encouraged to repost this information so long as it is credited to Bison Risk Management Associates. www.BisonRMA.com
The national pity party was gearing up.
"Oh, a rainbow coming from the new Trade Center..... Unity and remembrance.... A sense of renewal and hope...."
I wanted to projectile vomit.
I awoke this morning to Fox news (TV was left on over night) and some kid reading a list of names. My initial foggy reaction was, "WTF?" Then, a bell rang on TV - signifying when the first plane struck the World Trade Center - and that snapped me out of my slumber.
Let The Pity Party Begin!!
We do this shit every year. This celebration of victimhood. If you lost someone that day, OK, mourn their passing. I get that.
But that's not what this is all about. It's the "6 Degrees of Separation" victimhood it seems everyone has to the events from 14 years ago.
"My dog was bred at a kennel in San Diego, and the kennel owner had just returned from a visit to his grandmother in NYC. JUST TWO DAYS BEFORE THE ATTACK! I'm still reeling from the experience."
I want to punch them in the head. If you're not a victim, you're just not cool.
How about this? If we MUST do something on this day, how about we celebrate the actual, bonafide heroes from that day.
Yes, many of the cops and firefighters for sure, did incredibly heroic acts. But also shine the light on the regular, every-day people who performed acts of bravery to help others without the expectation of reward.
Tell their story to help us shake off this, "I'm scared of the boogie-man" mentality. Shine the light on the people who put their lives in danger to save the life of another.
THAT'S how you build a strong national culture of service and community.
Like the 24 year old equities trader who saved 18 lives before he was killed.
Or the chef who saved hundreds, and who died because he went back to help a woman in a wheelchair.
Or the internet entrepreneur who was the first death of the day as he fought the hijackers, but was ultimately stabbed to death. A plane full of people, but he's the one that took action.
Heroism is defined by your actions, not by your job.
Encourage and celebrate bravery and success. Stop with the victim mentality and end this national pity party.
Stop cowering, and grow a pair, America.
---
Share this post! Click the Twitter, Facebook or Google+ icon below, and let your friends know!
Copyright 2015 Bison Risk Management Associates. All rights reserved. Please note that in addition to owning Bison Risk Management, Chief Instructor is also a partner in a precious metals business. You are encouraged to repost this information so long as it is credited to Bison Risk Management Associates. www.BisonRMA.com
Thursday, September 3, 2015
I'll Put My Money On History
Ahhh, the pause that refreshes.
While on my break, I had some time to think. Here are some semi-random thoughts:
1. Diversity - We all know that this is a code word for affirmative action. There aren't enough women or minorities in various businesses or industries, and it MUST be changed.
Why?
In essence, it's saying that regardless of skills, effort, ambition or qualifications, you must have a minimum number of blacks/Hispanics/Asians/women in your company. The Party Line is that it will bring a new persepective to the company, and things will be all rainbows and unicorns.
That's the stupidest thing I've ever heard.
Hey, if it's such a great idea, why don't you start your own company with under/non-skilled employees and see how that works for you? [queue chirping crickets]
Don't you idiots think that if skin color or personal plumbing were more important than skills for a successful business, it would have already been done?
Read that out loud so you can hear how stupid it sounds.
And that's one of the big problems with our country right now. The socialists - with their diversity and inclusiveness programs - never put their own money where their mouth is. They take OUR money instead. They are unwilling to risk their own capital on their Great Experiment, but they're damned quick to risk yours.
There are LOTS of rich socialists - Soros and the majority of rich Hollywood actors leap to mind. Pony up a pile of your own money, and then walk away. And when that money is gone, pony up another pile. And another, and another.
They're "entitled" to it, aren't they?
As a side note, it's also a slap in the face of the minorities/women that are in these programs. It is acknowledgement that you, as an individual, can't make it on your own.
Wipe your own ass, get some education, and grow a pair. You're not a victim, you're just not willing to take the time to develop the skills needed to succeed.
2. Going Cashless - It's raising its ugly head again. I wrote about this last May (Buh-Bye Cash) - it is in all government's best interest to outlaw cash transactions. Why? Control and taxes.
France has now, once again, lowered the bar for cash transactions. It's gone from 3000 euros to 1000 euros. Soon enough, it will be zero.
They always justify it with the "common good" explanations - druggies and terrorists with their money laundering schemes.
That's unadulterated crap.
If a transaction happens in cash, it can't be taxed, because it isn't in a database somewhere and The State doesn't know it happened. Also, the various world entities such as our Federal Reserve Bank can't discourage savings (and encourage spending) by placing negative interest rates on deposit accounts.
Right now, if you're getting charged by the bank to hold your money (negative rates), you take it out in cash and hide it under the mattress. If everything is electronic-only, you've got to spend the money or see it "die a death of a thousand cuts" - slowly frittering away to nothing as it sits in an account.
See, The State knows better than you on how you should manage your money. Spend it, and sales happen. When sales happen, they get their taxes. All good!
What rational people do is to buy durable, trade-able goods. Toilet paper, tools, guns, ammo, soap, dried foods, etc.
And precious metals. It's all about preservation of assets.
Look to Venezuela, Greece and Argentina right now. When you impose either capital controls (such as described above) or have hyper-inflation, tangible assets are your only safe haven.
Serious as a heart attack, get thee some precious metals, and practice, practice, practice your negotiating skills. Go to garage sales, buy and sell on Craigslist, go to a farmer's market and haggle. Get over your reluctance to negotiate.
Your future well being will depend upon it.
3. Police murders - This recent spate of out-and-out executions of police officers is, I fear, just the start. Years ago, when the obscene abuses perpetrated by some police officers - which were then swept under the rug - started coming to light, I noted that people were eventually going to push back, and it would be done violently.
I'm talking about things like brutal beatings for standing up for your rights, no-knock warrants, shootings, asset forfeitures, killing of yard dogs, arrests on trumped up charges, etc. Now, with the widespread use of smartphone cameras, the formerly unquestioned word of the Boys In Blue that were abusing the citizens can be shown to be lies.
The abuse of Color of Authority was more widespread than we had thought.
Let's be clear: I am in no way condoning or approving of these murders, I'm just saying that I saw this result coming from a mile away.
I've stated that the only way to head this off was for police chiefs and Sheriffs to quickly and very publicly discipline/fire/prosecute offending officers, instead of the usual "reassignment" or other non-punishment that was typically meted out.
I'm pleased to see that this punishment is happening with greater frequency, but I think it's too little, too late.
We've now got this bullshit, "Black Lives Matter" circle jerk, and it's stirring things up. Not the non-PC "All Lives Matter," only black lives.
I was listening to the radio this past week, and the host noted that in the US each year, about 100 blacks are killed by white police officers each year. That includes everything - justifiable and non-justifiable. Also each year, 5600 blacks kill other blacks. A 56-to-1 ratio. I'm going out on a limb here and guessing an incredibly low percentage of those were justifiable.
So I guess their slogan should be changed to, "Black Lives Matter Unless You're Also Black."
To emphasize the insanity of this movement, a black guy who calls himself, "King Nobel, Black Supremacy", posted this (watch the whole 3 minute video) [link] -
As the Israelis do with the Muslims, I believe him. When some group says they want to slaughter a group to which I'm a member - I take that seriously.
Their approach is taking our collective eye off the ball: We've got a handful of bad cops that need to be dealt with quickly and publicly.
This psycho thinks that by making it "open season" on anyone or any group, the problem will go away. Instead of going after the specific offenders - legally - I believe this "wipe 'em all out" approach will result in a similarly aggressive and violent response.
Got range time? Got SecondCall Defense?
3B. Social Justice - Is this the kind of social justice you're looking for, King Nobel?
Holy shit. Drug 'em up and get 'em in line. Hey, and it's free, too. Well, it's free to those getting the blow dart in the neck. It's not free to the dwindling ranks of tax payers.
I'll bet this works out as well as welfare and affirmative action have worked out.
New motto for Medicaid: Building victims and dependents, one dose at a time...
***
So, what do all of these things have in common? They are all about your personal freedom. More precisely, they are rooted in some form of government using its power to restrict your freedoms.
No freedom to choose with whom you work or hire, no freedom to terminate bad government or private employees, no freedom to educate your children as you see fit, no freedom to spend your earned money as you see fit, and no freedom to keep the money you've earned.
It takes work, effort and planning, but if your assets are "above board" - in bank accounts, savings accounts, retirement accounts, trading accounts - they are all subject to seizure or control by a State entity.
As noted earlier, the Black Lives Matter bullshit is, well, bullshit. But, it is but a symptom of a greater, socialist/control cancer that's in our country - and it's spreading quite rapidly.
It's ALWAYS about the money.
Once The State's, "Wizard Of Oz: lever-pulling eventually fails to keep the markets and financial systems in line, what do you think will be the result?
Once again, I direct you to Venezuela, Greece and Argentina for a preview of things to come. State control of markets and financial systems has NEVER worked in the history of the world. Every time it's been tried, it has failed. Without exception.
Capital controls result in shortages of goods because The State won't allow money to flow out so goods can be purchased. The shortages result in civil unrest, and the collapse of public safety.
In short: Those that have become dependent upon The State with their worthless Barry Bucks still want to eat. Empty shelves and a full EBT card are not a good combination for people with no skills. And then the shit hits the fan.
I could be wrong, but if I were a betting man, I'd be putting my money on history...
---
Share this post! Click the Twitter, Facebook or Google+ icon below, and let your friends know!
Copyright 2015 Bison Risk Management Associates. All rights reserved. Please note that in addition to owning Bison Risk Management, Chief Instructor is also a partner in a precious metals business. You are encouraged to repost this information so long as it is credited to Bison Risk Management Associates. www.BisonRMA.com
While on my break, I had some time to think. Here are some semi-random thoughts:
1. Diversity - We all know that this is a code word for affirmative action. There aren't enough women or minorities in various businesses or industries, and it MUST be changed.
Why?
In essence, it's saying that regardless of skills, effort, ambition or qualifications, you must have a minimum number of blacks/Hispanics/Asians/women in your company. The Party Line is that it will bring a new persepective to the company, and things will be all rainbows and unicorns.
That's the stupidest thing I've ever heard.
Hey, if it's such a great idea, why don't you start your own company with under/non-skilled employees and see how that works for you? [queue chirping crickets]
Don't you idiots think that if skin color or personal plumbing were more important than skills for a successful business, it would have already been done?
Diversity in the workplace is more important than skills in the workplace.
Read that out loud so you can hear how stupid it sounds.
And that's one of the big problems with our country right now. The socialists - with their diversity and inclusiveness programs - never put their own money where their mouth is. They take OUR money instead. They are unwilling to risk their own capital on their Great Experiment, but they're damned quick to risk yours.
There are LOTS of rich socialists - Soros and the majority of rich Hollywood actors leap to mind. Pony up a pile of your own money, and then walk away. And when that money is gone, pony up another pile. And another, and another.
They're "entitled" to it, aren't they?
As a side note, it's also a slap in the face of the minorities/women that are in these programs. It is acknowledgement that you, as an individual, can't make it on your own.
Wipe your own ass, get some education, and grow a pair. You're not a victim, you're just not willing to take the time to develop the skills needed to succeed.
2. Going Cashless - It's raising its ugly head again. I wrote about this last May (Buh-Bye Cash) - it is in all government's best interest to outlaw cash transactions. Why? Control and taxes.
France has now, once again, lowered the bar for cash transactions. It's gone from 3000 euros to 1000 euros. Soon enough, it will be zero.
They always justify it with the "common good" explanations - druggies and terrorists with their money laundering schemes.
That's unadulterated crap.
If a transaction happens in cash, it can't be taxed, because it isn't in a database somewhere and The State doesn't know it happened. Also, the various world entities such as our Federal Reserve Bank can't discourage savings (and encourage spending) by placing negative interest rates on deposit accounts.
Right now, if you're getting charged by the bank to hold your money (negative rates), you take it out in cash and hide it under the mattress. If everything is electronic-only, you've got to spend the money or see it "die a death of a thousand cuts" - slowly frittering away to nothing as it sits in an account.
See, The State knows better than you on how you should manage your money. Spend it, and sales happen. When sales happen, they get their taxes. All good!
What rational people do is to buy durable, trade-able goods. Toilet paper, tools, guns, ammo, soap, dried foods, etc.
And precious metals. It's all about preservation of assets.
Look to Venezuela, Greece and Argentina right now. When you impose either capital controls (such as described above) or have hyper-inflation, tangible assets are your only safe haven.
Serious as a heart attack, get thee some precious metals, and practice, practice, practice your negotiating skills. Go to garage sales, buy and sell on Craigslist, go to a farmer's market and haggle. Get over your reluctance to negotiate.
Your future well being will depend upon it.
3. Police murders - This recent spate of out-and-out executions of police officers is, I fear, just the start. Years ago, when the obscene abuses perpetrated by some police officers - which were then swept under the rug - started coming to light, I noted that people were eventually going to push back, and it would be done violently.
I'm talking about things like brutal beatings for standing up for your rights, no-knock warrants, shootings, asset forfeitures, killing of yard dogs, arrests on trumped up charges, etc. Now, with the widespread use of smartphone cameras, the formerly unquestioned word of the Boys In Blue that were abusing the citizens can be shown to be lies.
The abuse of Color of Authority was more widespread than we had thought.
Let's be clear: I am in no way condoning or approving of these murders, I'm just saying that I saw this result coming from a mile away.
I've stated that the only way to head this off was for police chiefs and Sheriffs to quickly and very publicly discipline/fire/prosecute offending officers, instead of the usual "reassignment" or other non-punishment that was typically meted out.
I'm pleased to see that this punishment is happening with greater frequency, but I think it's too little, too late.
We've now got this bullshit, "Black Lives Matter" circle jerk, and it's stirring things up. Not the non-PC "All Lives Matter," only black lives.
I was listening to the radio this past week, and the host noted that in the US each year, about 100 blacks are killed by white police officers each year. That includes everything - justifiable and non-justifiable. Also each year, 5600 blacks kill other blacks. A 56-to-1 ratio. I'm going out on a limb here and guessing an incredibly low percentage of those were justifiable.
So I guess their slogan should be changed to, "Black Lives Matter Unless You're Also Black."
To emphasize the insanity of this movement, a black guy who calls himself, "King Nobel, Black Supremacy", posted this (watch the whole 3 minute video) [link] -
"It's open season on killing whites and police... and they better make some serious, serious changes... social changes... at this point, 'cuz it ain't lookin' good."
As the Israelis do with the Muslims, I believe him. When some group says they want to slaughter a group to which I'm a member - I take that seriously.
Their approach is taking our collective eye off the ball: We've got a handful of bad cops that need to be dealt with quickly and publicly.
This psycho thinks that by making it "open season" on anyone or any group, the problem will go away. Instead of going after the specific offenders - legally - I believe this "wipe 'em all out" approach will result in a similarly aggressive and violent response.
Got range time? Got SecondCall Defense?
3B. Social Justice - Is this the kind of social justice you're looking for, King Nobel?
Dr. Anderson’s instinct, he said, is that of a “social justice thinker” who is “evening the scales a little bit.” He said that the children he sees with academic problems are essentially “mismatched with their environment” — square pegs chafing the round holes of public education. Because their families can rarely afford behavior-based therapies like tutoring and family counseling, he said, medication becomes the most reliable and pragmatic way to redirect the student toward success.
“People who are getting A’s and B’s, I won’t give it to them,” he said. For some parents the pills provide great relief. Jacqueline Williams said she can’t thank Dr. Anderson enough for diagnosing A.D.H.D. in her children — Eric, 15; Chekiara, 14; and Shamya, 11 — and prescribing Concerta, a long-acting stimulant, for them all. She said each was having trouble listening to instructions and concentrating on schoolwork.
“My kids don’t want to take it, but I told them, ‘These are your grades when you’re taking it, this is when you don’t,’ and they understood,” Ms. Williams said, noting that Medicaid covers almost every penny of her doctor and prescription costs.
Holy shit. Drug 'em up and get 'em in line. Hey, and it's free, too. Well, it's free to those getting the blow dart in the neck. It's not free to the dwindling ranks of tax payers.
I'll bet this works out as well as welfare and affirmative action have worked out.
New motto for Medicaid: Building victims and dependents, one dose at a time...
***
So, what do all of these things have in common? They are all about your personal freedom. More precisely, they are rooted in some form of government using its power to restrict your freedoms.
No freedom to choose with whom you work or hire, no freedom to terminate bad government or private employees, no freedom to educate your children as you see fit, no freedom to spend your earned money as you see fit, and no freedom to keep the money you've earned.
It takes work, effort and planning, but if your assets are "above board" - in bank accounts, savings accounts, retirement accounts, trading accounts - they are all subject to seizure or control by a State entity.
As noted earlier, the Black Lives Matter bullshit is, well, bullshit. But, it is but a symptom of a greater, socialist/control cancer that's in our country - and it's spreading quite rapidly.
It's ALWAYS about the money.
Once The State's, "Wizard Of Oz: lever-pulling eventually fails to keep the markets and financial systems in line, what do you think will be the result?
Once again, I direct you to Venezuela, Greece and Argentina for a preview of things to come. State control of markets and financial systems has NEVER worked in the history of the world. Every time it's been tried, it has failed. Without exception.
Capital controls result in shortages of goods because The State won't allow money to flow out so goods can be purchased. The shortages result in civil unrest, and the collapse of public safety.
In short: Those that have become dependent upon The State with their worthless Barry Bucks still want to eat. Empty shelves and a full EBT card are not a good combination for people with no skills. And then the shit hits the fan.
I could be wrong, but if I were a betting man, I'd be putting my money on history...
---
Share this post! Click the Twitter, Facebook or Google+ icon below, and let your friends know!
Copyright 2015 Bison Risk Management Associates. All rights reserved. Please note that in addition to owning Bison Risk Management, Chief Instructor is also a partner in a precious metals business. You are encouraged to repost this information so long as it is credited to Bison Risk Management Associates. www.BisonRMA.com
Sunday, June 28, 2015
Welcome To The Book Burning!
I've gotta tell ya, those Marxist/statists have this game down to a tee. The whole, "Don't let a good emergency go to waste" philosophy.
It really helps the cause when you have the press corps slobbering all over themselves to cover these Marxist stories.
Watching their "Machine" kick into overdrive is a truly amazing thing. Went from zero to warp speed in the blink of an eye.
So, what is the emergency du jour this time around? You have one white, died-in-the-wool racist piece of crap shoot and kill a bunch of blacks in a church, and the statists fall all over themselves to shove through their agenda.
Obama originally - and predictably - took a swing at gun control before the bodies were even in the morgue. If he had a lick of common sense, he'd have considered that if just one or two people from that church had guns on them when the racist started shooting, fewer congregation members would be dead.
But facts and logic get in the way of making an emotional appeal to the Bread and Circus crowd.
When that attack was snuffed out fairly quickly, there was this -
The little racist is photoed waving a Confederate flag. With dizzying swiftness, all kinds of companies start banning anything with this flag on it. Ebay and Amazon were the first I heard about. Then Walmart and others followed the lemmings. I saw that NASCAR was looking to ban it as well.
That will be interesting.
OK, so what's the rule? If just one person is offended by something, it's got to be banned? No, that can't be it, because there are LOTS of people offended by the whole gay marriage deal. Their multicolored rainbow flag is still allowed at all of those stores, and also resulted in the White House being lit up like a Christmas tree.
That's the actual White House, all dolled up with colored lights. I'm offended. Burn all of the photos.
Maybe the rule is, these companies won't sell anything that has to do with racism. No, wrong again. I found hats, flags, books, buttons - all kinds of crap - from racist organizations such as the NAACP, The New Black Panther Party and The Nation of Islam.
If I thought listing all of these racist organizations would change a damned thing, I could take perhaps a half hour and find dozens more examples.
But it won't, so I won't.
But Chief, you ignorant slut, those organizations exist to combat racism! How could you call them racist?
Seriously? Those organizations don't combat racism, they are in existence to promote their own race. Here's the definition of racist -
Let's take the NAACP, for instance. Their name kind of says it all - National Association For The Advancement of Colored People. Not ALL people, COLORED people.
MLK must be rolling in his grave right now.
Their website says this -
Their crowning racist achievement is The Image Awards -
Honestly, I don't give a damn if you're racist or not. Bigoted or hateful. No matter to me. Build your club or association, and have at it. I certainly won't have anything to do with you, but I'll truly fight for your right to do so.
Just don't try and come off as something you're not. You're a racist organization.
***
And that's where I get rubbed the wrong way with this crap Walmart, Ebay, NASCAR, Amazon and the rest of the PC gang are pulling.
What I hear them saying is that some racism is OK, as long as it's the right kind of racism.
Kiss my ass, you racist bastards.
You're connecting the dots from an individual psycho, racist murderer who happened to have a Confederate flag in a picture, to implying that anyone with one of these flags is a racist. And because most of them are Southerners - ALL Southerners must be racist.
That's a pretty broad - and financially risky - brush. I'd suggest you stop digging in the hole you've found yourself. That shit's gettin' deep.
Maybe try this: Don't do a damned thing.
If I see a Nation Of Islam flag for sale on Amazon, I'll make the personal decision NOT to buy it. You remember them, don't you? The nice folks who advocate members to, "kill them all (whites)".
I don't need you ignorant, book-burning bastards to limit what I can or can't buy, read or consume.
Now, if you're so inclined, Amazon graciously offers them for sale. Here's the link to buy one. It's a fun, 3 foot by 5 foot "novelty" flag.
No matter that even the leftist Southern Poverty Law Center classifies them as a Hate Group. It's just a novelty, right?
Of course, if you want to do another connect-the-dots game, why don't you try playing this one -
But Chief, but, but, but, that's different.....
Save it.
Save your ignorant, racist, electronic book-burning bullshit for some who can't steam up a mirror. Apparently, Ebay, Amazon, Walmart and NASCAR have already hired them all up.
---
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Copyright 2015 Bison Risk Management Associates. All rights reserved. Please note that in addition to owning Bison Risk Management, Chief Instructor is also a partner in a precious metals business. You are encouraged to repost this information so long as it is credited to Bison Risk Management Associates. www.BisonRMA.com
It really helps the cause when you have the press corps slobbering all over themselves to cover these Marxist stories.
Watching their "Machine" kick into overdrive is a truly amazing thing. Went from zero to warp speed in the blink of an eye.
So, what is the emergency du jour this time around? You have one white, died-in-the-wool racist piece of crap shoot and kill a bunch of blacks in a church, and the statists fall all over themselves to shove through their agenda.
Obama originally - and predictably - took a swing at gun control before the bodies were even in the morgue. If he had a lick of common sense, he'd have considered that if just one or two people from that church had guns on them when the racist started shooting, fewer congregation members would be dead.
But facts and logic get in the way of making an emotional appeal to the Bread and Circus crowd.
When that attack was snuffed out fairly quickly, there was this -
The little racist is photoed waving a Confederate flag. With dizzying swiftness, all kinds of companies start banning anything with this flag on it. Ebay and Amazon were the first I heard about. Then Walmart and others followed the lemmings. I saw that NASCAR was looking to ban it as well.
That will be interesting.
OK, so what's the rule? If just one person is offended by something, it's got to be banned? No, that can't be it, because there are LOTS of people offended by the whole gay marriage deal. Their multicolored rainbow flag is still allowed at all of those stores, and also resulted in the White House being lit up like a Christmas tree.
That's the actual White House, all dolled up with colored lights. I'm offended. Burn all of the photos.
Maybe the rule is, these companies won't sell anything that has to do with racism. No, wrong again. I found hats, flags, books, buttons - all kinds of crap - from racist organizations such as the NAACP, The New Black Panther Party and The Nation of Islam.
If I thought listing all of these racist organizations would change a damned thing, I could take perhaps a half hour and find dozens more examples.
But it won't, so I won't.
But Chief, you ignorant slut, those organizations exist to combat racism! How could you call them racist?
Seriously? Those organizations don't combat racism, they are in existence to promote their own race. Here's the definition of racist -
Showing or feeling discrimination or prejudice against people of other races, or believing that a particular race is superior to another:
Let's take the NAACP, for instance. Their name kind of says it all - National Association For The Advancement of Colored People. Not ALL people, COLORED people.
MLK must be rolling in his grave right now.
Their website says this -
In recent years, the nation’s oldest and largest civil rights organization, has made great strides forward to advance its mission to ensure the political, educational, social, and economic equality of rights of all persons and to eliminate race-based discrimination.So, their lip-service says they work for all persons, but their "victories" speek otherwise. The vast majority of them on the page linked above have to do with doing things for black people, not white, Hispanic or Asian people.
Their crowning racist achievement is The Image Awards -
The live two-hour Image Awards Show is broadcast on a national basis on the NBC Television Network in prime time. The show recognizes and honors outstanding achievements and performances by people of color in the arts (motion pictures, television, recording and literature), as well as individuals or groups who promote social justice through creative endeavors.No pigment, no honors. Sounds racist to me. You are intentionally segregating the pool of possible honorees based upon the color of their skin.
Honestly, I don't give a damn if you're racist or not. Bigoted or hateful. No matter to me. Build your club or association, and have at it. I certainly won't have anything to do with you, but I'll truly fight for your right to do so.
Just don't try and come off as something you're not. You're a racist organization.
***
And that's where I get rubbed the wrong way with this crap Walmart, Ebay, NASCAR, Amazon and the rest of the PC gang are pulling.
What I hear them saying is that some racism is OK, as long as it's the right kind of racism.
Kiss my ass, you racist bastards.
You're connecting the dots from an individual psycho, racist murderer who happened to have a Confederate flag in a picture, to implying that anyone with one of these flags is a racist. And because most of them are Southerners - ALL Southerners must be racist.
That's a pretty broad - and financially risky - brush. I'd suggest you stop digging in the hole you've found yourself. That shit's gettin' deep.
Maybe try this: Don't do a damned thing.
If I see a Nation Of Islam flag for sale on Amazon, I'll make the personal decision NOT to buy it. You remember them, don't you? The nice folks who advocate members to, "kill them all (whites)".
I don't need you ignorant, book-burning bastards to limit what I can or can't buy, read or consume.
Now, if you're so inclined, Amazon graciously offers them for sale. Here's the link to buy one. It's a fun, 3 foot by 5 foot "novelty" flag.
No matter that even the leftist Southern Poverty Law Center classifies them as a Hate Group. It's just a novelty, right?
Of course, if you want to do another connect-the-dots game, why don't you try playing this one -
But Chief, but, but, but, that's different.....
Save it.
Save your ignorant, racist, electronic book-burning bullshit for some who can't steam up a mirror. Apparently, Ebay, Amazon, Walmart and NASCAR have already hired them all up.
---
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Copyright 2015 Bison Risk Management Associates. All rights reserved. Please note that in addition to owning Bison Risk Management, Chief Instructor is also a partner in a precious metals business. You are encouraged to repost this information so long as it is credited to Bison Risk Management Associates. www.BisonRMA.com
Tuesday, June 23, 2015
Get Off My Ass
Seriously, I've just got to shake my head in disbelief. I see shit that our government does - local, state and federal - and I'm left numb. Simply numb.
Here's an example:
These workers and unions just don't get it.
If the expenses of the business go up, the profit of the owner goes down. You remember the owner - that's the man or woman who put their own personal money on the line to start the business. If it goes tits-up, he or she will lose the time and money they invested in the company.
It's a risk they're willing to take.
They, and only they, should have the right to determine what they charge for their goods or services, and how much or how little they pay their employees. If their employees don't think they're being paid enough, they are free to go find a job elsewhere.
Or start their own business with their own money.
But that's not how it works here in Marxist America. After getting the permission of the government to open their business (via fees, licenses, permits, etc.), they are told what they can and cannot sell, and how much they must pay their employees via the minimum wage.
If the minimum wage isn't enough for the worker to have a "living wage", the government simply passes a law that says they must pay them more.
There is never any discussion that the employee doesn't have the skills commensurate with a $15 per hour salary. No discussion that the burger-flippers chose to piss away their high school education. No discussion that they couldn't resist getting pregnant. No discussion that being educated and skilled ain't cool.
So it gets piled on the business owner. Well, I'll tell you what, cupcake, this ain't gonna end well.
You see, that business owner went into business to make money, not support your poor decisions in life. And he or she is going to either make that money, or close the business.
Either way, you're toast. Higher costs spawn innovation.
Around the developing world, they dig up potatoes by hand. Here in the US, that's too expensive, so now machines do it.
By NOT hiring employees, you get the added benefits of not having to deal with so many HR problems. A very good friend of mine has a successful business. She has enough customers to hire more employees, but the laws are so damned twisted that she's "done the math" and sees it's not worth the grief. You do one thing that's not 100% by the books, and you're open to lawsuits.
I'm not talking about unsafe work environments, or things like that. I'm talking about the employee asking the employer to do a certain job, or to do it in a certain fashion, and it breaking some asinine worker law.
Down the road, the employee becomes disgruntled, and sues. And wins most of the time, because the law was broken, after all - regardless of how stupid it may be.
So, you remove the employee from the picture, and the problem is solved.
We business owners then innovate. We'll have our potatoes dug up by machines. We'll have our burgers flipped by machines. We'll have our cash dispensed by machines. We'll have our gas pumps take the buyer's money, and let the buyer pump his own gas. We'll have our phones answered by a "calling tree".
We'll have our cars more and more made by machines. We'll have our homes pre-fabbed in automated factories. We'll have our packages delivered to our homes by flying drones.
So instead of the government helping us to employ more people, they've created an environment that makes it too expensive for us to do so.
***
I pay THOUSANDS of dollars each year, and get nothing in return. Why is the government involved in any way, shape or form when I want to open a business? If I and the owner of the property come to terms about the store I want to open, why must I pay a licensing fee to the city and the state?
I get nothing for that money, and neither does the public. If I do something wrong or harm someone with my product, does the public have the right to sue the city because they're the ones that "blessed" the opening of my store?
Of course not.
What the public gets is higher prices, to pay for those licensing fees from which neither of us benefit.
And that goes for any kind of business, even the food service business. A restaurant must submit to various food and cleanliness inspections. Yet somehow, every single year, we read of stories of bad food being ingested by people that bought from previously inspected processing plants, stores and restaurants!
Who gets sued? The business that was certified as A-OK by the government. So what good is the certification to anyone?
If I were King, I'd have one business law: If you make or sell something, and it doesn't do or act as you've advertised, you can be held liable for damages. If the business is sued, and the business wins, the accuser is liable for all costs for the business to defend itself. Have a nice day!
The marketplace will be "The Decider" of what constitutes a "worthy" business, not some government bureaucrat. These supposed, "consumer and employee protection laws" have gone too far.
The marketplace will be "The Decider" as to what is a fair wage, fair benefits and fair working conditions.
Here in California, starting July 1, the State has decided that I must now give my employees 1 hour of free time off for every 30 hours they work. In essence, I'm being forced to give them a 3.33% raise.
Does the State consider the benefits my employees currently get? A relaxed work environment, wholesale prices on precious metals, bonuses, flexible scheduling, food and refreshments?
Of course not. Instead of a company offering time off as a benefit, it's now mandated. So the business who used to offer it has now lost one of its enticements to work in their business.
"Hold on there Chief! Don't you remember the horrible working conditions that existed at the turn of the previous century? Unions, regulations and safety laws made America great!"
Bullshit. Innovation, education and personal drive is what made America great. The people that were having limbs chopped off in meat packing companies were largely uneducated immigrants. Those business absolutely, positively were evil and took advantage of those people because they had no other choices.
But now, every person - legal or not - gets a free education. If they choose to piss on that gift, I'm not going to shed a lot of tears over their lot in life. And they don't need any personal drive, 'cause everything they need to live is provided for them. That may sound harsh, but I don't care. I will not be held responsible for their bad decisions.
Since the various layers of government disagree with my perspective, I've been left with only one choice: I simply won't hire them. Ever.
I know this story doesn't end well for anyone. If more businesses act as my friend and I do, eventually there won't be anyone left that can afford to buy what I sell.
I'm good with that, as I'll shortly be picking up my marbles and taking them elsewhere. Somewhere where the state and local governments aren't up my ass every two seconds, looking for ways to extort more money from my efforts.
Not surprisingly, my friend is doing the same. Shocking, huh?
Coming along???
---
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Copyright 2015 Bison Risk Management Associates. All rights reserved. Please note that in addition to owning Bison Risk Management, Chief Instructor is also a partner in a precious metals business. You are encouraged to repost this information so long as it is credited to Bison Risk Management Associates. www.BisonRMA.com
Here's an example:
These workers and unions just don't get it.
If the expenses of the business go up, the profit of the owner goes down. You remember the owner - that's the man or woman who put their own personal money on the line to start the business. If it goes tits-up, he or she will lose the time and money they invested in the company.
It's a risk they're willing to take.
They, and only they, should have the right to determine what they charge for their goods or services, and how much or how little they pay their employees. If their employees don't think they're being paid enough, they are free to go find a job elsewhere.
Or start their own business with their own money.
But that's not how it works here in Marxist America. After getting the permission of the government to open their business (via fees, licenses, permits, etc.), they are told what they can and cannot sell, and how much they must pay their employees via the minimum wage.
If the minimum wage isn't enough for the worker to have a "living wage", the government simply passes a law that says they must pay them more.
There is never any discussion that the employee doesn't have the skills commensurate with a $15 per hour salary. No discussion that the burger-flippers chose to piss away their high school education. No discussion that they couldn't resist getting pregnant. No discussion that being educated and skilled ain't cool.
So it gets piled on the business owner. Well, I'll tell you what, cupcake, this ain't gonna end well.
You see, that business owner went into business to make money, not support your poor decisions in life. And he or she is going to either make that money, or close the business.
Either way, you're toast. Higher costs spawn innovation.
Around the developing world, they dig up potatoes by hand. Here in the US, that's too expensive, so now machines do it.
By NOT hiring employees, you get the added benefits of not having to deal with so many HR problems. A very good friend of mine has a successful business. She has enough customers to hire more employees, but the laws are so damned twisted that she's "done the math" and sees it's not worth the grief. You do one thing that's not 100% by the books, and you're open to lawsuits.
I'm not talking about unsafe work environments, or things like that. I'm talking about the employee asking the employer to do a certain job, or to do it in a certain fashion, and it breaking some asinine worker law.
Down the road, the employee becomes disgruntled, and sues. And wins most of the time, because the law was broken, after all - regardless of how stupid it may be.
So, you remove the employee from the picture, and the problem is solved.
We business owners then innovate. We'll have our potatoes dug up by machines. We'll have our burgers flipped by machines. We'll have our cash dispensed by machines. We'll have our gas pumps take the buyer's money, and let the buyer pump his own gas. We'll have our phones answered by a "calling tree".
We'll have our cars more and more made by machines. We'll have our homes pre-fabbed in automated factories. We'll have our packages delivered to our homes by flying drones.
So instead of the government helping us to employ more people, they've created an environment that makes it too expensive for us to do so.
***
I pay THOUSANDS of dollars each year, and get nothing in return. Why is the government involved in any way, shape or form when I want to open a business? If I and the owner of the property come to terms about the store I want to open, why must I pay a licensing fee to the city and the state?
I get nothing for that money, and neither does the public. If I do something wrong or harm someone with my product, does the public have the right to sue the city because they're the ones that "blessed" the opening of my store?
Of course not.
What the public gets is higher prices, to pay for those licensing fees from which neither of us benefit.
And that goes for any kind of business, even the food service business. A restaurant must submit to various food and cleanliness inspections. Yet somehow, every single year, we read of stories of bad food being ingested by people that bought from previously inspected processing plants, stores and restaurants!
Who gets sued? The business that was certified as A-OK by the government. So what good is the certification to anyone?
If I were King, I'd have one business law: If you make or sell something, and it doesn't do or act as you've advertised, you can be held liable for damages. If the business is sued, and the business wins, the accuser is liable for all costs for the business to defend itself. Have a nice day!
The marketplace will be "The Decider" of what constitutes a "worthy" business, not some government bureaucrat. These supposed, "consumer and employee protection laws" have gone too far.
The marketplace will be "The Decider" as to what is a fair wage, fair benefits and fair working conditions.
Here in California, starting July 1, the State has decided that I must now give my employees 1 hour of free time off for every 30 hours they work. In essence, I'm being forced to give them a 3.33% raise.
Does the State consider the benefits my employees currently get? A relaxed work environment, wholesale prices on precious metals, bonuses, flexible scheduling, food and refreshments?
Of course not. Instead of a company offering time off as a benefit, it's now mandated. So the business who used to offer it has now lost one of its enticements to work in their business.
"Hold on there Chief! Don't you remember the horrible working conditions that existed at the turn of the previous century? Unions, regulations and safety laws made America great!"
Bullshit. Innovation, education and personal drive is what made America great. The people that were having limbs chopped off in meat packing companies were largely uneducated immigrants. Those business absolutely, positively were evil and took advantage of those people because they had no other choices.
But now, every person - legal or not - gets a free education. If they choose to piss on that gift, I'm not going to shed a lot of tears over their lot in life. And they don't need any personal drive, 'cause everything they need to live is provided for them. That may sound harsh, but I don't care. I will not be held responsible for their bad decisions.
Since the various layers of government disagree with my perspective, I've been left with only one choice: I simply won't hire them. Ever.
I know this story doesn't end well for anyone. If more businesses act as my friend and I do, eventually there won't be anyone left that can afford to buy what I sell.
I'm good with that, as I'll shortly be picking up my marbles and taking them elsewhere. Somewhere where the state and local governments aren't up my ass every two seconds, looking for ways to extort more money from my efforts.
Not surprisingly, my friend is doing the same. Shocking, huh?
Coming along???
---
Share this post! Click the Twitter, Facebook or Google+ icon below, and let your friends know!
Copyright 2015 Bison Risk Management Associates. All rights reserved. Please note that in addition to owning Bison Risk Management, Chief Instructor is also a partner in a precious metals business. You are encouraged to repost this information so long as it is credited to Bison Risk Management Associates. www.BisonRMA.com
Tuesday, June 16, 2015
Well.... Not Really...
From a friend - so true, so true...
---
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Copyright 2015 Bison Risk Management Associates. All rights reserved. Please note that in addition to owning Bison Risk Management, Chief Instructor is also a partner in a precious metals business. You are encouraged to repost this information so long as it is credited to Bison Risk Management Associates. www.BisonRMA.com
---
Share this post! Click the Twitter, Facebook or Google+ icon below, and let your friends know!
Copyright 2015 Bison Risk Management Associates. All rights reserved. Please note that in addition to owning Bison Risk Management, Chief Instructor is also a partner in a precious metals business. You are encouraged to repost this information so long as it is credited to Bison Risk Management Associates. www.BisonRMA.com
Monday, June 1, 2015
When You Eliminate Risk, This Is What You Get
To many, I might be considered a "Right-Wing Tax Zealot". You'd be wrong, as I am neither right-wing (I'm a small-L libertarian) nor a zealot (I don't think being principled makes you a zealot).
When it comes to taxes, I am VERY principled. I believe that all taxes received must be used for services that are available to every single person inside of that taxing district (with regards to federal taxes, I support any tax that pays for any federally mandated - Constitutional - responsibility of the feds).
Police - check
Fire - check
Emergency medical via 911 - check
Water treatment - check
Schools - check
Parks - check
Public transportation - check
Public roadways - check
Public libraries - check
Every one of those things are equally accessible to any person in the tax district - even the schools. If you want to enroll in 6th grade, you're legally here from another country or state, enroll and become educated. Regardless of your age. More power to you.
Where I will not faulter in my principles is when public funds are used and available only to defined segments within the taxing district.
WIC - denied - must be a poor woman and have a baby
Welfare - denied - must be poor
Health care - denied - must be poor
Public Housing/Section 8 - denied - must be poor
Disabled payment - denied - must be disabled (thru birth, accident or bad choices)
Chief, Chief, Chief - you cranky old man! How can you literally take food out of the mouths of babies? And a disabled person? Are you just mean?! You don't want to help some kid that's born with no legs?
I get this screed even from my truly right-wing friends. My answer has never wavered:
Why? Because without the strings attached, doing so encourages more of the behavior that put them in their current situation where they're unable to care for themselves.
Give a man a fish, and he's looking to you for his fish tomorrow. Make him struggle to learn how to fish, and he can now provide for himself.
This is no longer even a topic for debate. We have 60 years of accumulated data in this country that the Marxist ideology of Government Humanitarianism simply does not work. Not surprisingly, it encourages more people to draw on those programs.
Look what's happened to the number of people on Social Security Disability payments. Did some freak occurrence happen that suddenly crippled millions of Americans? Or did it just get easier to be classified as disabled - and get paid for it?
In roughly 19 full years from 1996 to the end of 2014, the population grew by 21%. During that same period (Jan 1996 to Dec 2014) the number of people getting Disability Payments grew by 113%.
Since virtually all safety statistics have improved over that time frame, one is left to surmise that this nearly 6-fold increase in disability recipients is the result of poor personal choices, easier qualification, or both.
I'm betting on both.
---
We've removed risk from society. Without risk, there can be no negative result from your choices. We lose innovation, and most importantly, we lose motivation.
You can do as you please, and not be worried about the negative consequences of your behavior. Go ahead, eat yourself into a food coma each night. Nanny will pick up the tab because you're a victim and not responsible for the fact you couldn't put down the Ben and Jerry's until the quart was empty.
Instead of having to change your behavior, you're classified as disabled, and get a check each month.
And that's what makes "Strings Attached" so important. Private charities are more efficient and effective because they can set standards - they can discriminate between who gets their dollars and who doesn't.
They can say, "Young lady, we're going to help you feed your baby. Regardless of the choices or circumstances that put you in this situation, we're willing to help you out. Here are the rules: No more kids until you get your diploma, and a job that pays enough for you to support yourself and your child. It's that simple. If you don't like the rules, go somewhere else. We're not going to pay you to become a burden on society when there are people our limited dollars can really help".
Will some children die as a direct result of this policy? Doubtful, but maybe. I'd guess it would be no more than die in households that currently accept WIC and welfare.
What it WOULD do is establish consequences for your behavior. Straighten your shit up, and we'll help. Don't, and we won't.
Keep it up - spitting out kids you can't afford to raise - and we'll restrict your freedom because of the burden you're placing on society. Yeah, we'll throw your ass in jail and take your kids.
By having multiple children you can't afford to raise, you're treating those kids like income-producing property. Just like a person who tosses their unwanted couch on the lawn of a neighbor expecting them to clean it up, their behavior of dumping their unwanted children on society must have consequences as well.
You can make a similar case for any of the other "entitlements" in the "denied" category above.
Not only does government make the distinction between who does or does not benefit from taxes, they actually go out of their way to encourage people to remain dependent. They've been VERY successful in their tireless efforts.
They get votes that way. Lots of them.
Except it never works that way. Never. It can't. It's human nature to take the easiest path to a given goal.
No multi-millionaire ever decided to triple the cost or amount of time it takes to bring a product or idea to market. Economy Of Effort motivates you to innovate a quicker and better path.
If your government tells you that you're a victim, and you need nothing more in life than food, housing, clothing - and someone will give it to you at no cost or obligation - well HELL, who wouldn't take that deal?
Because of your choice to NOT avail yourself of a public education, you don't have the skills or knowledge to support yourself. Your options are to get a market-driven minimum wage job and live in poverty, or don't get a job and get the same thing.
Generation after generation sees how the game works, and follow suit. Instead of seeing the negative consequences of bad choices - dead of diabetes at 45, or 4 kids taken to Foster homes from a 22 year old brood sow - they see government checks. Victim-hood pays.
By government encouraging this dependency/entitled/victim mindset, we end up with burger flippers demanding $15 an hour when the skills necessary to perform the task are worth $5 an hour. Mandate that they must be paid that amount, and you remove the motivation of the flipper to better him or herself.
As an unintended consequence, you will motivate the business owner to innovate. Suddenly, you could end up with a burger that is made with no human intervention other than the delivery guy who fills the bins with meat, tomatoes, pickles, buns and cheese - that were all prepared in an automated factory.
Oh wait. Sorry. They've already done it...
A hot, juicy burger that wasn't handled by some pre-syphilitic, entitled teen? I'll take two.
You just keep pushing for that government-mandated $15 an hour "living wage", sport. The more money you get (as opposed to earn) by raising the taxes or costs of the producers will result in fewer actual human jobs.
It's an old but accurate truism: Subsidize behavior you want to encourage - Tax behavior you want to discourage.
Hey Mr. Marx! How's that workin' out? Ask Mr. Galt - he knows.
---
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Copyright 2015 Bison Risk Management Associates. All rights reserved. Please note that in addition to owning Bison Risk Management, Chief Instructor is also a partner in a precious metals business. You are encouraged to repost this information so long as it is credited to Bison Risk Management Associates. www.BisonRMA.com
When it comes to taxes, I am VERY principled. I believe that all taxes received must be used for services that are available to every single person inside of that taxing district (with regards to federal taxes, I support any tax that pays for any federally mandated - Constitutional - responsibility of the feds).
Police - check
Fire - check
Emergency medical via 911 - check
Water treatment - check
Schools - check
Parks - check
Public transportation - check
Public roadways - check
Public libraries - check
Every one of those things are equally accessible to any person in the tax district - even the schools. If you want to enroll in 6th grade, you're legally here from another country or state, enroll and become educated. Regardless of your age. More power to you.
Where I will not faulter in my principles is when public funds are used and available only to defined segments within the taxing district.
WIC - denied - must be a poor woman and have a baby
Welfare - denied - must be poor
Health care - denied - must be poor
Public Housing/Section 8 - denied - must be poor
Disabled payment - denied - must be disabled (thru birth, accident or bad choices)
Chief, Chief, Chief - you cranky old man! How can you literally take food out of the mouths of babies? And a disabled person? Are you just mean?! You don't want to help some kid that's born with no legs?
I get this screed even from my truly right-wing friends. My answer has never wavered:
These are things for private charity, not government programs. Charity is voluntary, taxes are not. Since I did not place any of these individuals in the circumstances in which they find themselves, I will not be responsible for their care.I truly, honest to God, believe that giving something to someone without strings attached does more harm than good. I'm not talking about giving someone a birthday present or wedding gift. I'm talking about something that makes their lives easier.
Why? Because without the strings attached, doing so encourages more of the behavior that put them in their current situation where they're unable to care for themselves.
Give a man a fish, and he's looking to you for his fish tomorrow. Make him struggle to learn how to fish, and he can now provide for himself.
This is no longer even a topic for debate. We have 60 years of accumulated data in this country that the Marxist ideology of Government Humanitarianism simply does not work. Not surprisingly, it encourages more people to draw on those programs.
Look what's happened to the number of people on Social Security Disability payments. Did some freak occurrence happen that suddenly crippled millions of Americans? Or did it just get easier to be classified as disabled - and get paid for it?
 |
| Numbers in Thousands - Source: http://www.ssa.gov/oact/STATS/dibGraphs.html |
Since virtually all safety statistics have improved over that time frame, one is left to surmise that this nearly 6-fold increase in disability recipients is the result of poor personal choices, easier qualification, or both.
I'm betting on both.
---
We've removed risk from society. Without risk, there can be no negative result from your choices. We lose innovation, and most importantly, we lose motivation.
You can do as you please, and not be worried about the negative consequences of your behavior. Go ahead, eat yourself into a food coma each night. Nanny will pick up the tab because you're a victim and not responsible for the fact you couldn't put down the Ben and Jerry's until the quart was empty.
Instead of having to change your behavior, you're classified as disabled, and get a check each month.
And that's what makes "Strings Attached" so important. Private charities are more efficient and effective because they can set standards - they can discriminate between who gets their dollars and who doesn't.
They can say, "Young lady, we're going to help you feed your baby. Regardless of the choices or circumstances that put you in this situation, we're willing to help you out. Here are the rules: No more kids until you get your diploma, and a job that pays enough for you to support yourself and your child. It's that simple. If you don't like the rules, go somewhere else. We're not going to pay you to become a burden on society when there are people our limited dollars can really help".
Will some children die as a direct result of this policy? Doubtful, but maybe. I'd guess it would be no more than die in households that currently accept WIC and welfare.
What it WOULD do is establish consequences for your behavior. Straighten your shit up, and we'll help. Don't, and we won't.
Keep it up - spitting out kids you can't afford to raise - and we'll restrict your freedom because of the burden you're placing on society. Yeah, we'll throw your ass in jail and take your kids.
By having multiple children you can't afford to raise, you're treating those kids like income-producing property. Just like a person who tosses their unwanted couch on the lawn of a neighbor expecting them to clean it up, their behavior of dumping their unwanted children on society must have consequences as well.
You can make a similar case for any of the other "entitlements" in the "denied" category above.
Not only does government make the distinction between who does or does not benefit from taxes, they actually go out of their way to encourage people to remain dependent. They've been VERY successful in their tireless efforts.
They get votes that way. Lots of them.
What did taxpayers give to the 109,631,000 — the 35.4 percent of the nation — getting welfare benefits at the end of 2012?
82,679,000 of the welfare-takers lived in households where people were on Medicaid, said the Census Bureau. 51,471,000 were in households on food stamps. 22,526,000 were in the Women, Infants and Children program. 20,355,000 were in household on Supplemental Security Income (ed. NOT Social Security - See Here). 13,267,000 lived in public housing or got housing subsidies. 5,442,000 got Temporary Assistance to Needy Families. 4,517,000 received other forms of federal cash assistance.That's the evil beauty of Marxist dogma. Government Humanitarianism seems like such a noble idea. You take just a few dollars from lots of people, and you can save the world!
Except it never works that way. Never. It can't. It's human nature to take the easiest path to a given goal.
No multi-millionaire ever decided to triple the cost or amount of time it takes to bring a product or idea to market. Economy Of Effort motivates you to innovate a quicker and better path.
If your government tells you that you're a victim, and you need nothing more in life than food, housing, clothing - and someone will give it to you at no cost or obligation - well HELL, who wouldn't take that deal?
Because of your choice to NOT avail yourself of a public education, you don't have the skills or knowledge to support yourself. Your options are to get a market-driven minimum wage job and live in poverty, or don't get a job and get the same thing.
Generation after generation sees how the game works, and follow suit. Instead of seeing the negative consequences of bad choices - dead of diabetes at 45, or 4 kids taken to Foster homes from a 22 year old brood sow - they see government checks. Victim-hood pays.
By government encouraging this dependency/entitled/victim mindset, we end up with burger flippers demanding $15 an hour when the skills necessary to perform the task are worth $5 an hour. Mandate that they must be paid that amount, and you remove the motivation of the flipper to better him or herself.
As an unintended consequence, you will motivate the business owner to innovate. Suddenly, you could end up with a burger that is made with no human intervention other than the delivery guy who fills the bins with meat, tomatoes, pickles, buns and cheese - that were all prepared in an automated factory.
Oh wait. Sorry. They've already done it...
 |
| Coming To A Burger Joint Near You! |
A hot, juicy burger that wasn't handled by some pre-syphilitic, entitled teen? I'll take two.
You just keep pushing for that government-mandated $15 an hour "living wage", sport. The more money you get (as opposed to earn) by raising the taxes or costs of the producers will result in fewer actual human jobs.
It's an old but accurate truism: Subsidize behavior you want to encourage - Tax behavior you want to discourage.
Hey Mr. Marx! How's that workin' out? Ask Mr. Galt - he knows.
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Copyright 2015 Bison Risk Management Associates. All rights reserved. Please note that in addition to owning Bison Risk Management, Chief Instructor is also a partner in a precious metals business. You are encouraged to repost this information so long as it is credited to Bison Risk Management Associates. www.BisonRMA.com
Friday, May 29, 2015
Get This Straight
Poached from Twitter.
Amen, brother.
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Copyright 2015 Bison Risk Management Associates. All rights reserved. Please note that in addition to owning Bison Risk Management, Chief Instructor is also a partner in a precious metals business. You are encouraged to repost this information so long as it is credited to Bison Risk Management Associates. www.BisonRMA.com
Amen, brother.
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Copyright 2015 Bison Risk Management Associates. All rights reserved. Please note that in addition to owning Bison Risk Management, Chief Instructor is also a partner in a precious metals business. You are encouraged to repost this information so long as it is credited to Bison Risk Management Associates. www.BisonRMA.com
Friday, May 22, 2015
Buh-Bye Cash
A good friend of mine sent me an email about the recent flurry of articles on line about the demise of cash in America.
Since I was pondering a post on the subject, I'm going to just post his question and my response for your perusal (with some slight editing), with some final thoughts at the end.
Caution: I swear a bit. Actually, a lot less than I expected!
It looked good on paper, but once word got out, businesses screamed bloody murder. 1099's are used by the IRS to track when individuals are paid $600 or more a year for services rendered.
With the ObamaCare scheme, ANY purchase from ANYONE - business or personal - had to be reported if it exceeded the $600 threshold. So, I would have to report when I paid our gas bill, our newspaper ads, our internet service. If I had a new vendor that sold me $100 in goods, I'd have to first gather all of their business information in anticipation of exceeding the $600 at sometime during the year. Every time with every vendor.
The burden on small businesses would have be devastating, and it got repealed.
What I see happening is that any kind of business such as my gold store - where people have something of value that they want to sell - we'll have to gather their Social Security Number and report anything we pay them. What the IRS will do is cross-reference that information to the person's tax return, and see if they reported their gain (or loss).
If not, the IRS will come calling.
"Hey, Mr. Smith, we see you sold some gold to Bob's Coin Shop. We also see that you didn't report the income you received on your tax return. What? You don't have the receipts from when you originally bought the gold, so you don't know your 'basis'? Sucks to be you! That means your entire sale is considered profit. Pay your tax and your penalties. Have a nice day!"
If cash has been effectively outlawed - and everything must be done via some sort of electronic device - even sales of precious metals between individuals will be recorded. No, individuals would not likely categorize the transaction as "gold buy", but with a record of the transaction being available, the basis for asking questions is there.
The taxing authorities would now have information on garage sales, lemonade stands, every Craigslist transaction, ANYTHING you pay for with cash. You'll have no secrecy and no privacy. And that's the way they like it.
Like all tax schemes, if my predictions come to fruition, it will create a black market. I believe that trading in gold and silver, in particular, will continue, but it will all be off-the-books, just like buying bread or car tires in the former Soviet Union went unrecorded.
Barter and trade will become much more commonplace. Get used to it, comrades.
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Copyright 2015 Bison Risk Management Associates. All rights reserved. Please note that in addition to owning Bison Risk Management, Chief Instructor is also a partner in a precious metals business. You are encouraged to repost this information so long as it is credited to Bison Risk Management Associates. www.BisonRMA.com
Since I was pondering a post on the subject, I'm going to just post his question and my response for your perusal (with some slight editing), with some final thoughts at the end.
Caution: I swear a bit. Actually, a lot less than I expected!
Q: What's your take on the latest "fad" of the internet doomsayers regarding the outlawing of cash? Any substance to that theory of which you are aware?We saw the attempt to put a squeeze on the sellers of goods when ObamaCare was introduced. They had a provision that required a business to do a 1099 report for any aggregate purchase of $600 or more, regardless of the source or reason.
A: Buckle up - this is gonna be bumpy (and windy).
I've long held that this will eventually happen. When? That's the tough part. Back in my banking days, the fed started this program called Check 21. It's plan was to do away with checks. The rationale was that checks were hard and expensive to process, and by doing away with them, the world would be a better place. Hey, you can buy everything you want with a debit card, so no problem, right?
The real reason is the ability to track - and tax - transactions.
Well, they figured out that checks couldn't quite go away just yet. You had transactions between individuals that didn't fit the mold. For individuals, it's either cash or checks (or Paypal now). So, Check 21 digitized the checks. They are no longer processed as before. They get scanned, and an electronic file - critical data and an image of the check - now replace the paper checks. As a business, you scan the checks, then destroy them. When you as an individual deposit your check at the bank, they scan it, then destroy it. Hell, when I get my check from the gold store, I take a picture with my cell phone using my [bank name] app, then shred the check!
So now there's an electronic trail. Money transferred from one person to another (or to a biz) and that info can be gleaned in a second. No forensic accountants digging thru boxes of checks and statements. Efficient for the tax collectors.
And then there's cash. Big gaping hole. Every government on earth understands that the "off the books" economy is enormous. With cash, there's no way to track it. And if you can't track it, you can't tax it.
Look how the feds stepped on their collective dicks with medical marijuana (and now the legalized variety). To show how big and bad they were, they made federally insured banks (yes, that means all banks) drop the bank accounts of the growers and sellers because MJ was a federally illegal substance. What happened? The pot clubs dealt in all cash. Fucking buckets of it!
The feds soon realized their actions had nipped in the bud (sorry) a great tax source. All that cash went underground. Hmm, I wonder how much of that was declared on tax returns.....
So, the law was changed so that banks with branches in states with legalized MJ could now accept deposits from the growers and sellers. Amazing, huh? Did it out of the goodness of their hearts.
I'm sure you've heard that a number of Euro countries have begun to restrict the value of items you can buy with cash without being reported. France or Spain or one of the other socialist havens dropped the amount from 5000 euros to 1000 euros. Something like that. Soon enough, it will be zero. The rationale will be to fight terrorists or some such horseshit, but it will happen. We've already got our official $10k reporting threshold which effectively limits purchases to under that amount. Hell, it's why we don't do those transactions in the gold store - I don't want to do the reporting paperwork. No other reason.
I guarantee you, these lower limits will happen here as well. For person to person transactions, we will get to the point of needing something like ApplePay or Paypal. Rub two phones together and transfer funds. The technology exists, they just need to keep up the pressure to gain widespread acceptance. They'll use fear ("Only drug dealers, criminals and crooks need cash! You don't want to help criminals, do you?"). They'll throw in a dash of patriotism ("Oh, and terrorists, too.").
Our only saving grace may be that since it's (the money) electronic and not physical, hackers will fuck with it. Hard. Look at bitcoin. That shit is amazingly secure. Trust me on this. Banks dream about this level of encryption. And it gets hit on a semi-regular basis. That's good for the feds, in that, since it's not part of the banking system, if you get robbed, YOU'RE screwed, and don't get your money back like you would from an insured bank.
The next step will be a change the laws on what types of transactions that can't legally be done with cash. They'll include guns and ammo, gold and silver. It's all so they can track who has what and in what quantity. Everyone who owns any of those things will need to so some sort of inventory each year. For gold and silver, I think my store be prohibited from buying or selling for cash within 10 years. Probably have to report who I buy from in the very near future. Could be sooner, depending who gets elected. The amounts will start on the high side - say $5000 or so - and will eventually include everything.
In one of those Euro socialist countries, ALL of your precious metals must already be inventoried and registered with The State. If you transport it, even across the street, without first getting permission, it can be seized!
PMs and cash threaten their control. They don't like that.
When the gold/silver laws raise their ugly head, you'll have two choices: Sell it before the law is enacted, or bury it and wait for sanity to resurface. It's a de facto confiscation. Last time, it took from 1933 until 1974 before you could legal possess gold.
So, to answer your question: Yes.
It looked good on paper, but once word got out, businesses screamed bloody murder. 1099's are used by the IRS to track when individuals are paid $600 or more a year for services rendered.
With the ObamaCare scheme, ANY purchase from ANYONE - business or personal - had to be reported if it exceeded the $600 threshold. So, I would have to report when I paid our gas bill, our newspaper ads, our internet service. If I had a new vendor that sold me $100 in goods, I'd have to first gather all of their business information in anticipation of exceeding the $600 at sometime during the year. Every time with every vendor.
The burden on small businesses would have be devastating, and it got repealed.
What I see happening is that any kind of business such as my gold store - where people have something of value that they want to sell - we'll have to gather their Social Security Number and report anything we pay them. What the IRS will do is cross-reference that information to the person's tax return, and see if they reported their gain (or loss).
If not, the IRS will come calling.
"Hey, Mr. Smith, we see you sold some gold to Bob's Coin Shop. We also see that you didn't report the income you received on your tax return. What? You don't have the receipts from when you originally bought the gold, so you don't know your 'basis'? Sucks to be you! That means your entire sale is considered profit. Pay your tax and your penalties. Have a nice day!"
If cash has been effectively outlawed - and everything must be done via some sort of electronic device - even sales of precious metals between individuals will be recorded. No, individuals would not likely categorize the transaction as "gold buy", but with a record of the transaction being available, the basis for asking questions is there.
The taxing authorities would now have information on garage sales, lemonade stands, every Craigslist transaction, ANYTHING you pay for with cash. You'll have no secrecy and no privacy. And that's the way they like it.
Like all tax schemes, if my predictions come to fruition, it will create a black market. I believe that trading in gold and silver, in particular, will continue, but it will all be off-the-books, just like buying bread or car tires in the former Soviet Union went unrecorded.
Barter and trade will become much more commonplace. Get used to it, comrades.
---
Share this post! Click the Twitter, Facebook or Google+ icon below, and let your friends know!
Copyright 2015 Bison Risk Management Associates. All rights reserved. Please note that in addition to owning Bison Risk Management, Chief Instructor is also a partner in a precious metals business. You are encouraged to repost this information so long as it is credited to Bison Risk Management Associates. www.BisonRMA.com
Tuesday, April 28, 2015
Guns: Is THAT Premeditation?
Simultaneously Posted At BoomerPreps.com
Anyone who owns a gun for self-defense has thought about the repercussions of having to use the gun to protect their life, or the life of another. I can think of few things that would be more of a emotional jolt than taking the life of another human being.
One of the things that would be worse would be my life being taken because I hadn't prepared for the situation.
We preppers plan. We look at the universe of events that could unfold, and we plan for them.
We put more time and effort into our preps for things we believe are more likely to happen, or which may have a significant, debilitating negative impact on our lives - regardless of the likelihood of the event coming to fruition.
Being killed by some random thug is high on the latter list. The places where I live and work aren't over-run with gun-toting, blood thirsty savages roaming the streets.
But dozens of people get mugged and murdered every day of every week here in America. It's a low probability event for you as an individual, but it's a real possibility.
So we plan. We prepare. We get ready.
We practice with our guns at the shooting range.
We buy memberships and insurance that will protect us if we shoot someone in self-defense.
We select ammunition that will most effectively stop the threat, and stop it quickly.
We learn advanced shooting techniques so we are more able to ensure we come out of the encounter alive.
Many people - the anti-gun crowd, much of government and most of the media in particular - will affix a special term to this kind of preparedness: Premeditation.
Why? Because they know it will scare many non-gun owners into thinking that anyone who uses a gun in self-defense is a cold-blooded killer. "Premeditated" is always coupled with "murder".
Let's first look at the definition of "premeditated" from Merriam-Webster online dictionary -
And that's a very good thing. We "gun nuts" genuinely want people to act responsibly with their guns. People are harmed when you do otherwise.
What follows is one video and links to two articles about guns - written by lawyers. In Texas.
The point about the signs influencing a jury is well-taken - especially in a "blue state" such as California, New York, etc.
My biggest problem is that you are advertising that you own guns. To me, it would be the same as posting a sign out front saying, "Don't bother robbing my house. My gold and silver are in a burglar-proof safe."
Not a single one of my neighbors knows I own a single gun - or own an ounce of silver. Publicizing your "stuff" is an invitation for trouble.
Unless you're a gun law attorney, call 911, follow the script, then call SecondCall Defense. Then prepare yourself to be arrested. You'll have bail money and an attorney in hours.
You may say the most innocent thing, and it can get you convicted. DO NOT risk your freedom (see "7 Shooting Incident Mistakes").
By the way, as the article notes, most police officers are instructed NOT to say anything for 72 hours after they are involved in a shooting. There's a reason for that. Follow their lead.
In all of my beginner and advanced pistol classes, I teach that you keep shooting until the threat has stopped. Then YOU MUST stop. Crappy ammo ends up with crappy results. And you may be harmed or dead if you're forced (or choose) to use ammo that will not stop your assailant.
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Share this post! Click the Twitter, Facebook or Google+ icon below, and let your friends know!
Copyright 2015 Bison Risk Management Associates. All rights reserved. Please note that in addition to owning Bison Risk Management, Chief Instructor is also a partner in a precious metals business. You are encouraged to repost this information so long as it is credited to Bison Risk Management Associates. www.BisonRMA.com
Anyone who owns a gun for self-defense has thought about the repercussions of having to use the gun to protect their life, or the life of another. I can think of few things that would be more of a emotional jolt than taking the life of another human being.
One of the things that would be worse would be my life being taken because I hadn't prepared for the situation.
We preppers plan. We look at the universe of events that could unfold, and we plan for them.
We put more time and effort into our preps for things we believe are more likely to happen, or which may have a significant, debilitating negative impact on our lives - regardless of the likelihood of the event coming to fruition.
Being killed by some random thug is high on the latter list. The places where I live and work aren't over-run with gun-toting, blood thirsty savages roaming the streets.
But dozens of people get mugged and murdered every day of every week here in America. It's a low probability event for you as an individual, but it's a real possibility.
So we plan. We prepare. We get ready.
We practice with our guns at the shooting range.
We buy memberships and insurance that will protect us if we shoot someone in self-defense.
We select ammunition that will most effectively stop the threat, and stop it quickly.
We learn advanced shooting techniques so we are more able to ensure we come out of the encounter alive.
Many people - the anti-gun crowd, much of government and most of the media in particular - will affix a special term to this kind of preparedness: Premeditation.
Why? Because they know it will scare many non-gun owners into thinking that anyone who uses a gun in self-defense is a cold-blooded killer. "Premeditated" is always coupled with "murder".
Let's first look at the definition of "premeditated" from Merriam-Webster online dictionary -
characterized by fully conscious willful intent and a measure of forethought and planning [premeditated murder]The word-nerds even have it out for us! So, by definition, all prepping is premeditated. Especially when it comes to guns.
And that's a very good thing. We "gun nuts" genuinely want people to act responsibly with their guns. People are harmed when you do otherwise.
What follows is one video and links to two articles about guns - written by lawyers. In Texas.
"We Don't Dial 911"
The point about the signs influencing a jury is well-taken - especially in a "blue state" such as California, New York, etc.
My biggest problem is that you are advertising that you own guns. To me, it would be the same as posting a sign out front saying, "Don't bother robbing my house. My gold and silver are in a burglar-proof safe."
Not a single one of my neighbors knows I own a single gun - or own an ounce of silver. Publicizing your "stuff" is an invitation for trouble.
Carrying a "Statement Card"
A Statement Card is a card you carry around that gives you a "script" to follow if you're ever involved in a self-defense shooting. An excerpt from this article -Q: I called my attorney here in Denver to ask him, and he said if the prosecutor ever found out I had contacted him before an incident, which I was doing at that moment, it could be interpreted as premeditation.
A: Great question. Having pre-printed cards to that effect do seem a little premeditated, in that each factual situation is different. These are certainly good and accurate things to say, but having them pre-printed on a card seems a little over the top. Additionally, the invocation of your rights should be made verbally in the case of an incident.Let me be painfully clear: I do not care how "premeditated" it appears to anyone asking me questions about a self-defense shooting. SecondCall Defense has a "script" they suggest you use if you're involved in a shooting, regardless of how innocent you think you may be.
Unless you're a gun law attorney, call 911, follow the script, then call SecondCall Defense. Then prepare yourself to be arrested. You'll have bail money and an attorney in hours.
You may say the most innocent thing, and it can get you convicted. DO NOT risk your freedom (see "7 Shooting Incident Mistakes").
By the way, as the article notes, most police officers are instructed NOT to say anything for 72 hours after they are involved in a shooting. There's a reason for that. Follow their lead.
Does Your Ammo Choice Matter In Court?
Lots of concern out there about being in possession of ammo with, "greater stopping power". This gets back to the whole "premeditated" angle and the blood-thirsty image portrayed by the media and some prosecutors -Based on comments in the blog, many Cheaper Than Dirt! readers who might be forced to defend themselves with a firearm worry about how the effectiveness of their ammunition may prejudice how they’re viewed by the courts.
Q: From a legal perspective, does it matter what ammunition I use in my handgun?
A: The short answer is, probably not. But for the purposes of this discussion, let me be very clear — we’re talking only about Texas law here. Unfortunately, not every state can be as reasonable as ours. Some ammo may or may not be legal for possession or use in other states, so be sure to check the local laws to make sure what you are carrying is legal.The bottom line is, get the most effective ammo that is allowed in your state. If they don't allow effective ammo, move. Isn't your life worth that?
In all of my beginner and advanced pistol classes, I teach that you keep shooting until the threat has stopped. Then YOU MUST stop. Crappy ammo ends up with crappy results. And you may be harmed or dead if you're forced (or choose) to use ammo that will not stop your assailant.
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Share this post! Click the Twitter, Facebook or Google+ icon below, and let your friends know!
Copyright 2015 Bison Risk Management Associates. All rights reserved. Please note that in addition to owning Bison Risk Management, Chief Instructor is also a partner in a precious metals business. You are encouraged to repost this information so long as it is credited to Bison Risk Management Associates. www.BisonRMA.com
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